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Therapist's Libility cover and costs

What is covered and what is the cost?

The standard AoR Insurance cover is for Public and Products Liability and Malpractice.

Public Liability Insurance Sum Insured
Accidental injury to members of the public or accidental damage to their property £5,000,000 any one claim
Products Liability Insurance Sum Insured
Accidental injury or accidental damage to property resulting from products supplied in connection with treatment of a client £5,000,000 for any one period of insurance
Malpractice Insurance
Cover includes breach of professional duty consequent upon any neglect error or omission in providing advice, treatment or prescriptions.

A more detailed summary of cover is available in the Policy Summary of Cover but for full details, please download a copy of the Policy Document.

What are the costs?

The cost of your insurance depends on whether you require cover for Basic and Special therapies or just the Basic list. Please check the Therapy list to decide if you require Basic or Special cover and contact us if you are unsure.

Level of Cover Total Cost
Basic Therapies £58
Special Therapies £96
Teaching £195

An additional level of cover is available for those involved in teaching reflexology. Teaching insurance also covers members whilst practising basic and special cover therapies provided they hold a relevant professional qualification.

The AoR is a non profit making organisation and all income (from insurance and other activities) is used to help the AoR meet its aims, namely: "the promotion of reflexology; distribution of information; support of its members and the promotion of a valuable service to the public."

For more information or to arrange cover please contact us.