Teachers Insurance

Liability Insurance for Teachers, Lecturers and Educational Consultants

Our teachers' liability insurance scheme has been specially developed to protect the increasing numbers of teachers and lecturers who provide private tuition, lecturing or coaching outside of their main employment. Liability cover is also available for most types of educational consultants, including those operating limited companies. Discounted rates are available to members of teaching unions.

For head teachers and senior staff who are members of the Association of School and College Leaders (ASCL), our liability insurance cover has been widened to take in not just private tuition and lecturing but also educational consultancy and advisory roles including up to 20 days a year working for OFSTED. Members of the ATL and NUT can extend their cover to include consultancy work and work on behalf of OFSTED in return for an additional premium.

Get a Quotation

We have special schemes in place for members of the main teaching unions. For more details and prices, please select your union below:

You will be taken to the relevant section of our web site where you can obtain full information, details of pricing and buy your teachers liability insurance policy.

Professional Negligence

Many teachers undertake private work (effectively in a self-employed capacity) without realising that this leaves them open to claims that could be made against arising from errors and omissions, professional negligence or other liability. When you are working for the Local Authority or another employer, it is usual for the employer's own liability insurance policies to provide you with appropriate protection. But when you work outside the course of your normal employment then you are potentially exposed to liability claims which might be brought against you personally by pupils, parents or third parties.

Designed Specially for Teachers

It has always been possible to insure against these risks, by purchasing appropriate public liability and professional indemnity insurance cover. The problem has been that the costs have often proved to be prohibitive because for an insurer to underwrite and issue an individual liability policy is costly. And to be properly covered, it is likely that you would need both a public liability policy and a separate professional indemnity policy. When you take into account the relatively small income most teachers receive from their self-employed work, many have simply decided it is not worthwhile insuring – they'd rather take the risk themselves than spend a fortune on insurance premiums. But our specialist teacher's liability policy brings together the required cover in one simple package and it is so competitively priced that there's now no need to leave yourself without cover:

• For union members premiums can be as low as £50 a year.
• The application process is quick and simple – everything is done online.
• Costs are kept to a minimum because we issue all the paperwork on the Insurer's behalf.
• The scheme has been negotiated specially for teachers, lecturers and educational consultants and features very broad cover so individual underwriting is unnecessary.