School Governors Insurance
Liability insurance for school governors and trustees
The role of school governors has changed greatly over the past 20 years. These days, school governors can find themselves dealing with issues as diverse as school budgets, health & safety, child welfare and even the "hiring and firing" of senior teaching staff.
The responsibilities of a school governor have increased and so too the potential for errors and omissions. Such mistakes may not be covered by a school's own insurance. In these circumstances, school governors could face expensive litigation costs; either as a board of governors or, in certain cases, as individuals. A school governor may be responsible on an individual basis if he or she has not acted honestly, reasonably and in good faith.
Local Authorities (LAs) might have a conflict of interest if a claim arises, especially if the dispute is between the school head and governing body. In addition LAs usually have a huge excess on their own liability insurance - sometimes as high as £250,000 for any claim! In such circumstances, school governors may be concerned about which side the LA would take in a dispute.
Alan Boswell Group has used its experience of working with non-profit organisations in the education sector to develop a comprehensive insurance policy to protect those involved in governing a school.
This Alan Boswell school governor's liability insurance scheme is recognised and approved by the National Governors Association.
What is covered?
We have arranged cover to protect you against an extensive range of situations including:
- Accidental unintentional breach of Governor Law
- Disputes involving governors appointing Heads or Deputy Heads
- Unintentional breach of confidentiality
- Wrongful acts
- Breaches of trust
- Breaches of warranties
- Neglect of duty
- Libel and slander
- Breach of data protection regulations
Other policy features include:
- 24 hour legal helpline
- Legal expenses incurred in defence of claims
- A choice of indemnity limits: £1 Million, £2 Million or £5 Million - quotations for £10m available on request (Required limit for academies)
- Crisis containment costs
- Payment of damages awarded
- Retired school governors can take cover as individuals
Why School Governors Insurance?
Our school governors insurance product will allow you to pursue your voluntary duties, safe in the knowledge that you will be protected from the effects of litigation.
With premiums starting at just £50 a year for an individual governor and £250 for a board of governors, peace of mind now comes at a very affordable price.