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School Governors Insurance

Examples of possible claims

These are scenarios which could happen and lead to a claim;

  • Appointment of Head/Deputy Head where references/CRB checks have not been taken up correctly and appointment needs to be terminated.
  • Allegations or arrest of staff member and CRB checks have not been maintained.
  • Governor breaks confidentiality and discusses items out side of the Governing Body and the school is accused of libel/slander.
  • Theft from school funds/PTA or school budget – misuse of school budget – Governing Body responsibility for ensuring systems of check in place and monitoring that School complying with Finance policy.
  • Failure to control budget which leads to emergency measures by County Council.
  • Neglect of duty – decisions taken on building projects, replacing school boilers proven to be irresponsible and not fully researched / tender process undertaken.
  • Incorrect procedures and meetings held not in accordance with Governor Law. Minutes of meetings not recorded adequately.
  • Governors/Clerk removed from Governing Body incorrectly.
  • Constitution of Governing Body not maintained and therefore decisions taken invalid.
  • Failure of Governing Body to ensure correct procedures in place and monitored by school for Child Safety and Safeguarding Children.
  • Failure of Governing Body to ensure Health & Safety law at the school complied with.
  • The chair / vice chair’s term of office as a Governor ends but they remain in the positions seeing out their term of office as Chair / Vice Chair. This breaks Governor Law.
  • Head Teachers Performance Review is unintentionally carried out by a Governor who’s term of office has expired or by a Governor who works at the school.