Insurance for the Construction Industry
We provide all forms of insurance broking, risk management and insurance advice, to a widely diverse client base that includes:
- Carpenters and Joiners
- Electricians
- Engineering and Construction Contractors
- Plasterers
- Plumbers
- Property Developers
- Builders
- Roofers
- Scaffolders
We understand the insurance needs of the contracting trades and the risks you are exposed to. The contractors policies we recommend will provide essential protection as standard but give you the flexibility to add additional covers to suit your needs.
Cover can include:
Employers Liability Insurance - if your business employs any staff, including part-time staff, trainees or sub-contractors you are required to have this cover by law.
Public and Products Liability Insurance - when your business involves contact with the general public there is a risk that a claim may be made against you.
Insurance for Tools and Equipment - even though you may not have any premises you may wish to insure your tools and equipment against loss, damage or destruction.
Contract Works Insurance - the parties involved in a building project are numerous and all have some exposure to risk. These risks are usually controlled through the use of formal contracts. The scope for claims is considerable, from the physical risks such as fire, theft, vandalism, flooding and collapse to the close proximity on site of different subcontractors, enhancing the public liability risks. There are also knock-on effects such as loss of revenue, delay in start up and insolvency of contractors and clients.
Most commercial building work is carried out under a standard form of contract, with or without amendments. There are several forms in use to suit different circumstances. It is a complex area but we have the specialist expertise to steer you through and ensure you get the right advice about fulfilling your needs.
If you want to know more please contact us.
Alan Boswell Insurance Brokers Limited, Alan Boswell Insurance Services Limited and Alan Boswell & Company Limited are authorised and regulated by the
Financial Services Authority.
