Goods Vehicle Insurance
Due to the volumes of goods vehicle insurances we handle, many insurers offer underwriting and rating flexibility to enable us to provide very competitive premiums without sacrificing policy cover.
We have access to a large panel of leading insurers products. With markets for everything from standard vans, tippers, refrigerated vehicles and flatbeds all the way through to Haulage lorries and special/unusual vehicles. Comprehensive, Third Party Fire & Theft and Third Party Only covers are available. Whatever it is you drive for work, our team will leave no stone unturned in the search to find you the best policy to suit your individual requirements from our range of products.
Our goods vehicle insurance offer discounts for:
- Age of policyholder
- Age of vehicle
- Restricting drivers
- Limited mileage
- Thatcham approved security devices
- No claims bonus
- Garaging
- Multi vehicle/policy
- Introductory discounts
Risk management plays a key roll part in the protection of assets and the reduction in liability exposures. Goods vehicle insurance is no exception and our staff will provide practical advice and assistance in helping you put in place a realistic risk management strategy.
Other optional extras well worth thinking about are as follows:
- Protected bonus
- Legal expenses insurance
- Europe-wide breakdown cover
- Keycare
Protected bonus - If you have maximum no claims bonus you can opt to protect this so that in the event of a fault claim, your bonus will be unaffected. Depending on the insurer, this may be 2 fault claims in a period of 5 years or 1 fault claim per annual period of insurance.
Legal expenses - All of our commercial motor insurance quotations include our Motorplus product at £12.00 per vehicle. Where there are reasonable prospects of recovery, the insurer will recover losses on your behalf, including pursuit of damages for personal injury and if necessary, appoint legal representation to reclaim your losses through the courts without any additional cost to you.
Remember - full recovery of your claim should result in your no-claims bonus remaining intact. Key features are:
- Loss of use of your vehicle following damage
- Repair costs where not covered by your policy
- Policy excess
- Personal injury
- Loss of earnings
- Damage to property (e.g., tools, equiptment or goods in transit)
- Vehicle hire charges
- Claims assistance
- Message forwarding
- 24 hour helpline
Europe-wide breakdown cover - If your vehicle is less than 15 years old, this costs just £45 per annum per vehicle, you can have complete peace of mind when driving anywhere within the UK and Europe by purchasing our breakdown insurance which is provided by Euro-Assistance.
This download will require Adobe Reader
Keycare - £10.00 per annum protects your home, vehicle and office keys against being lost or stolen without having to make a claim under each policy and paying an excess.
You will receive an Alan Boswell Key Ring to put your keys on, we register your policy number with keycare and anyone finding a set of keys can claim a £10 cash reward simply by telephoning Keycare and quoting the reference number on the fob. This will tell Keycare exactly who owns the keys and they can contact them immediately. Many are reunited within the hour. If your keys are not found then as well as offering practical help to get you quickly and safely into your car or home, the policy will provide cover that allows you to claim up to £1,000 against your costs of key/lock replacement.
If you would like to know more, please contact us.
Alan Boswell Insurance Brokers Limited, Alan Boswell Insurance Services Limited and Alan Boswell & Company Limited are authorised and regulated by the
Financial Services Authority.
