Insurance for Manufacturers and Wholesalers
Manufacturers and Wholesalers are at the heart of British industry, and insurance
cover for these lines of business is one of our specialist areas.
We provide all forms of
insurance broking and risk management services to a widely diverse client base that includes engineering and construction contractors, and manufacturers of all types of goods and products.
We understand the business of manufactures and wholesalers and the risks involved.
Our insurance policies are designed to provide essential cover as standard but give you the flexibility to add additional protection to suit your needs. Main covers:
Material damage insurance - cover for your buildings, contents and stock against loss or damage caused by fire, flood, burst pipes, theft, subsidence or even leakages and other accidents; allows for seasonal increases in stock, the cost of repairing locks and other damage caused by a theft, damage to employees' personal belongings, and the cost of reproducing any paperwork or computer records. Also includes breakage of exterior and interior glass.
Business interruption insurance - protection against loss of gross profit and the cost of keeping your business going, when loss or damage has forced you to temporarily cease trading; allows for the consequential impact on your business from damage to neighbouring property, your suppliers premises, pest-related problems or accidental failure of public utilities.
Employers liability insurance - a legal requirement to cover you against claims for injury at work from employees, including part-time staff and trainees.
Public and products liability insurance - protection against claims for injury or illness caused to people other than employees and damage to their property. One of the most valuable covers you can have, it also covers claims related to your goods even if these claims arise long after the goods have been supplied.
Goods-in-transit insurance - protects your goods against loss, damage or destruction in transport from one location to another anywhere in the UK. You can also add cover for special high value items such as computers or electrical equipment by specifying your requirements.
Fidelity insurance - protects you against theft of money or goods that belong to you, or that you are responsible for, by an employee.
Personal accident insurance - protects employees against accidental injury on a 24 hour basis anywhere in the world - can be purchased in units depending on the level of protection you need and provide a contribution to medical expenses for treating injured parties.
Engineering insurance and inspection services - covers a range of specialist areas:
- Explosion and collapse (steam pressure plant) or sudden and unforeseen damage to pressure plant
- Machinery transit (Dismantling
loading transit unloading erection and testing maintenance cover)
- Engineering business interruption
- Computers
- Hired in plant
- Plant hired out
- Goods in Temperature or Atmosphere-Controlled Store
In addition, we can advise you on your regulatory responsibilities and arrange for inspection services for plant and equipment that requires it.
If you want to know more please contact us.
Alan Boswell Insurance Brokers Limited, Alan Boswell Insurance Services Limited and Alan Boswell & Company Limited are authorised and regulated by the
Financial Services Authority.
