Protection Cover
What would happen if?
Every day one of the following events occurs in somebody's life. You probably even know someone it has happened to. But how many people are fully prepared for it to happen to them.
You or your partner dies
This would obviously have a major impact on both your family and business lives.
How would your family cope with the burden of paying the mortgage or outstanding loans? Would they be able to manage without a regular income? How would you provide financial support to bring up your children?
You or your partner suffers a critical illness
In today's age it would be likely that you would survive but you may require extra financial help. How would you generate this income, if you were unable to work? Could you afford the hospital bills, to adapt your home, or buy any special equipment that you may require? You may recover from a serious illness but will your finances?
For Businesses
Have you thought about the consequences of a Co-Director or Business Partner dying prematurely or suffering a critical illness. How would you fund the purchase of their share of the business from their dependents?
If a key person within your business dies, will the company survive and if so what would be the financial loss?
Throughout your life you plan for the future but sometimes the unexpected does happen. Therefore it is only common sense to safeguard everything you have worked for and your future plans, as well as you possibly can.