Residential and Buy to Let Property Insurance
Alan Boswell Group is one of the countries leading suppliers of buy to let insurance schemes to property owners.
Our considerable purchasing and negotiating power means we can offer extremely competitive buy to let insurance rates that cover a wide range of property risks.
Our buy to let insurance cover
Risks covered by our buy to let insurance policies include:
- 'All risks' material loss or damage to buildings and/or contents.
- The ability to include occupation by students and Housing Benefit tenants at no extra charge.
- Cover for costs of rehousing a tenant, following insured damage to the property.
- Loss of rent cover for up to 12 months to a maximum of 30% of the building sum insured, following insured damage to the property.
- Property Owners' Liability cover up to £5,000,000 indemnity any one incident (restricted to £2,000,000 for terrorism).
- Employers' Liability cover up to £10,000,000 indemnity any one incident for cleaners, gardeners, caretakers, and persons doing minor maintenance and repairs. (restricted to £5,000,000 for terrorism).
- Up to 90 days' cover between lets for unoccupied properties subject to certain precautions.
- Cover for unoccupied properties up to 60 days from being first insured or 90 days between lets.
For our full buy to let insurance policy wording and exclusions, contact us today.
More information about our buy to let insurance cover
Our buy to let insurance policy holders can cover their own home under the scheme and special terms are available for members' Contents and Valuables. Legal Expenses and Rent Guarantee Cover can be included.
Any sign of cracking which may suggest subsidence damage should be declared prior to cover to prevent any misunderstanding as to when such damage may have originated.
Sums covered by our buy to let insurance policies are 'index linked' to keep pace with inflation - but it is your duty to ensure that you cover the property for the full rebuild cost otherwise under insurance deductions will apply in the event of a claim. Please contact us if you are in any doubt as to your property's current rebuild value.
If you would like to discuss your specific buy to let insurance needs, please contact us.