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Home Emergency Cover for Landlords

Landlords Home Emergency Cover: Plumber fixing sink

I will be emailing the National Landlords Association to tell them how very kind and helpful you have been to me and endorsing their recommendation of Alan Boswell for other Landlords seeking advice about insurance.

J Wickham.

24/01/2010

Alan Boswell Group, in conjunction with HomeCall+, has developed this product to provide swift and effective assistance when a domestic emergency occurs. In a crisis it’s sometimes hard to find someone to fix the problem. That’s where HomeCall+ can help, offering landlords a reliable service, fully qualified engineers and a speedy, helpful response.

But the product isn’t just restricted to boiler breakdowns or burst pipes. Further home emergencies are covered such as plumbing and drainage problems, electrical breakdown, vermin infestation and broken or damaged windows and doors that present a security risk at a property.

Product Benefits

  • 24/7 emergency helpline (even on Christmas Day)
  • No excess (initial 28 day waiting period applies if not transferring from an existing emergency policy)
  • Unlimited number of claims (up to £1,000 per claim)
  • Calls answered in the UK based call centre
  • Full UK coverage with thousands of tradespeople
  • Covers boilers up to 20 years old
  • HomeCall+ scored 92% customer satisfaction in a recent survey

You should carry out or arrange for normal continuous maintenance of your rented property and on the systems servicing the home, and you must take all reasonable steps to avoid or minimise any claim.

Boilers must be serviced at least every two years. A copy of the most recent service documentation will be required in the event of a claim involving your boiler.

What exactly is covered?

  • Boiler breakdown resulting in loss of hot water and/or heating
  • Plumbing and drainage emergencies, including those where the only toilet in the property is unusable
  • Complete electrical breakdown
  • Vermin infestation by rats, mice or wasps’ hornets’ nests
  • Broken or damaged windows and doors presenting a security risk
  • Roof emergencies
  • Up to £100 towards overnight accommodation – if the emergency cannot be fixed and the property is not fit to stay in
  • PLUS, a contribution of £250 (inc VAT) towards a new boiler if it is beyond economical repair

Get all this cover for just £48.30 per year per owner occupied property or £69.30 per let property.

What is not covered?

  • For new policies, there will be a 28 day waiting period before you can make a claim, unless you have had home emergency cover in force immediately prior to your new policy starting.
  • Boilers that have not been serviced by a suitably qualified engineer within 2 years of a breakdown or emergency occurring.
  • Boilers that are more than 20 years old.
  • Boilers shown on the exclusion list below.
  • Properties used in whole or part for commercial or business purposes.
Excluded Boilers
  • AGA (All Models),
  • IMI (All Models),
  • Airflow WarmAir (J25-32 Mk3),
  • Johnson & Starley (All warm air units),
  • ATAG Blauwe Engel 2,
  • Keston Boilers Ltd (All Models),
  • Chaffoteaux Britony Combi,
  • Levin Luxury Wm25/40 Bf,
  • Chaffoteaux Celtic,
  • Ocean (All Models),
  • Elm le Blanc Evs 5.20,
  • Potterton IMI Powermax,
  • Gem (All Models),
  • Saunier Duval (All Models),
  • Gledhill (All Models),
  • Savio (All Models),
  • Icon (All Models),
  • Servowarm (All Models),
  • Ideal Icos,
  • Vulcan (All Models),
  • Ideal Isar,
  • Wickes (All Models).

Home Emergency over is only available when purchased in conjunction with your own or let home insurance which is arranged via Alan Boswell Group.

Got a question? Why not try our F.A.Q or ask us.
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Alan Boswell Insurance Brokers Limited, Alan Boswell Insurance Services Limited and Alan Boswell & Company Limited are authorised and regulated by the Financial Services Authority. The Registered Office for all companies is: Harbour House, 126 Thorpe Road, Norwich, Norfolk, NR1 1UL. Registered in England No. 02591252, 03532804 and 04379208.