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Home » Landlords » Landlord Insurance » Landlords – Do you need insurance?

Standard buildings and contents insurance is not sufficient for your buy-to-let property.

If you have tenants you will need landlord insurance which provides additional covers to protect you, your tenants and your assets.

Leah Mayes of Alan Boswell Group explains why leaving £200,000 of your own money with a complete stranger is not necessarily a good idea.

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Do you need insurance?

“There’s many reasons why a landlord needs insurance. I think the easiest way to put it across is…would you take £200,000 of your money, give it to a stranger (although on paper have passed references – are fabulous tenants) and ask them to look after that money? And in six months, to a years time, expect all of that money to still be there when you ask for it back?

That’s what you’re doing with your house. You’re lending it to a tenant for six months/a year and you’r trusting that person to look after that property.