In a recent survey of around 1,000 people who had recently moved to a new property, 90% had tried to save money via DIY renovation and redecoration. Unfortunately, 39% had a DIY disaster during the first year in their new home, and 54% of that number had to pay a professional to rectify their mistakes.
The most common mishap involved spilled paint on carpets or furniture, followed by plaster falling off the walls. More serious accidents followed: a burst pipe, an unwanted hole in the ceiling or wall, and sustaining a personal injury. The top ten list of DIY blunders also included decorating so badly that it needed to be completely redone, collapsing ceilings, broken windows, broken electrical appliances and broken household items.
Is it worth it?
On average, renovating and redecorating a new property costs over £10,000 in the first 12 months. DIY can be a tempting way to cut costs – why pay a professional to do a job that you can easily do yourself? However, many household repairs are harder than they seem, especially if you don’t have the correct training or tools. Some, such as electrical work, can actually be extremely dangerous if attempted by an amateur.
It’s telling that the £10,000 figure often includes the cost of paying professionals to repair the damage done by botched DIY jobs. And the false economy doesn’t end there, as ill-considered DIY attempts can also impact on your home insurance.
Make sure you’re covered
It’s essential to have accidental damage cover in place before starting any major DIY work in your home. This often comes as standard with your home insurance policy, but it isn’t always the case, and in some circumstances may be excluded, so it’s definitely worth checking with your provider. Structural changes to your property could void your policy if your insurer is not kept informed, and bear in mind that some major changes could increase your monthly premium.
It may be worth getting extra cover before beginning any large scale DIY work. Call-out cover for emergency plumbing help is a sensible add-on if you’re working anywhere near water pipes, for instance. Water leaks from DIY plumbing jobs gone wrong are a common cause of insurance claims, and they can easily cause thousands of pounds worth of damage. If your work doesn’t meet standard safety regulations, then your home insurance policy could also be invalidated.
If you’re an Alan Boswell Group client, or even if you’re not, and you’re planning some extensive DIY work on your home we recommend calling us to discuss ways to ensure you’re fully protected before, during and after the work. We’re always happy to help.
Call today on 01603 218000.