For the proprietors of pubs, bars and restaurants, August is usually one of the busiest times of year outside of the Christmas season. If the weather stays warm and dry, people flock to beer gardens and al fresco dining areas, and quiet afternoons are suddenly transformed into the most hectic part of the working day.
All of this is good news in business terms and many will be hoping for a glorious late summer that encourages people to leave their homes and socialise in the sunshine. However, for establishments that serve alcohol, the hot weather can be something of a mixed blessing.
When people drink more, especially during the day, accidents and incidents can occur. While this may happen infrequently, such events can result in damage to premises, innocent patrons being injured or offended, or a drunken party damaging themselves or their belongings.
No matter how much a pub or restaurant proprietor and its staff may try to prevent incidents like those mentioned above, they remain occupational hazards for any licensed premises. Moreover, the victims or even the perpetrators of such incidents might try to take legal action against the venue the next day, claiming it is responsible for what happened.
At Alan Boswell Group we specialise in providing pub and restaurant insurance and will take time to understand the issues your business faces, visiting the premises if necessary, before offering independent advice on risk management and insurance. We understand that no two venues are alike and that accidents and incidents are unavoidable even in the best-managed establishment.
Summer should be a time for fun and enjoyment, not rowdiness and calamity. We’ll help you strike the right balance between vigilance and hospitality, keeping the sun shining on your business.