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If you undertake any private work outside of your LA’s or employer’s direct control you will not be covered by your employer’s insurance and could be personally liable if you were held responsible for an accident or breach of professional duty.

Our teachers’ liability insurance scheme is available for most types of educational consultants, including those operating limited companies.

The Alan Boswell Group Difference

Commercial Property Insurance

Alan Boswell Group are the preferred insurance suppliers for the British Dyslexia Association. Our specialist teacher’s liability policy brings together the required covers in one simple package and is so competitively priced that there’s now no need to leave yourself without cover.

How our customers rate us

The process was really easy, but the really pleasing aspect was the communication by telephone prior to purchasing.

Mrs Murchison - Teachers Insurance

Teachers Insurance in detail

Professional negligence

Many teachers undertake private work (effectively in a self-employed capacity) without realising that this leaves them open to claims that could be made against them arising from errors and omissions, professional negligence, or other liability. When you are working for the Local Authority or another employer, it is usual for the employer’s own liability insurance policies to provide you with appropriate protection. But when you work outside the course of your normal employment, you are potentially exposed to liability claims which might be brought against you personally by pupils, parents, or third parties.

Designed specially for teachers

Our specialist teacher’s liability policy brings together the required cover in one simple package and it is so competitively priced that there’s now no need to leave yourself without cover:

  • The application process is quick and simple Everything is done online.
  • Costs are kept to a minimum We issue all the paperwork on the Insurer's behalf.
  • Specially negotiated for teachers The scheme has been negotiated specially for teachers, lecturers and educational consultants and features very broad cover so individual underwriting is unnecessary.

As part of its commitment to providing members with essential support services and resources, the British Dyslexia Association has arranged an insurance scheme to protect members who provide private tuition, lecturing, or coaching outside of their main employment.

The policy is specifically designed for British Dyslexia Association members and covers teaching all academic subjects.

Instant cover available from just £53 a year (plus £10 admin fee).

The BDA liability insurance policy is arranged and administered by specialists Alan Boswell Group and underwritten by Peach Pi. It provides vital cover for those involved in educational consultancy and private tuition work undertaken in the United Kingdom:

Public Liability Insurance £1million indemnity limit*
Professional Indemnity Insurance £1million indemnity limit*
Excess No excess applies to the first claims you make in any year. Subsequent claims in the same year are subject to a £250 excess if made under the Public Liability section and £500 if made under the Professional Indemnity section.

 

* With option to increase to £2million or £5million for an increased premium.

Downloads

Hiscox:

Policy Wording

Policy Summary

Peach Pi (applicable from 1st August 2024):

Policy Wording

Policy Summary

FAQs

  • Yes, freelance marking, examining, and moderating work is covered as standard by the policy.

  • Yes, you can make changes and upgrade your cover online at renewal.  If you need to change your personal details during the year, please contact us on 01603 649724.

  • No excess applies to the first claim you make in any year. Subsequent claims in the same year are subject to a £250 excess if made under the Public Liability section and £500 if made under the Professional Indemnity section.

  • Yes, the policy covers you for activities carried outside of England, Wales, Scotland, Northern Ireland, the Isle of Man, and the Channel Islands for a maximum of 21 days per year.

  • Yes, the policy automatically includes cover for work you carry out for OFSTED for up to a maximum of 20 days per year and provided your annual income from all your private teaching, lecturing, coaching and educational consultancy and advisory activities amounts to less than £100,000. There is an option to increase cover from 20 days up to 120 for OFSTED work. 

Claims

When it comes to private tuition, parents and students may seek to apportion blame for a failure to reach a desired outcome. To some people, blame equals compensation. Nowadays, rather than accepting any personal responsibility, people are encouraged to search for someone else to blame for their misfortunes. Click here to see some examples of the kinds of Professional Indemnity claim that could arise.

We have a dedicated claims support team of experienced personnel, mainly from insurance company backgrounds. Our people are there to help and support you and to manage your insurance claim for you through any crisis on a day-to-day basis.

Contact us by phone on 01603 218099 or by using our claims enquiry form at the top of this page.

Existing clients

If you’re looking to renew your policy online please click here:

Renew your policy online

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Tom Head
Tom Head

Team Leader

Tom joined Alan Boswell Group in February 2001, having worked at Heath Lambert for two years. Tom is based in our Norwich office and, having…