commercial property insurance

Commercial Property Owners Insurance

Investment in commercial property is a serious business – protecting your investment is equally serious and requires an insurance broker who understands your needs and knows what issues you may face. Whether you require cover for commercial, mixed use or unoccupied property our property experts are on hand to discuss your insurance needs.

With over 25 years’ experience in the Property Sector our dedicated team are perfectly placed to swiftly deliver your Commercial and Residential Property Insurance needs. We offer a range of policies with various levels of cover, including:

  • Property Insurance

    A wide definition of buildings that can extend to include common areas, landscaping, solar panels, wind turbines and domestic white goods. Numerous clauses included as standard and tailored to the property industries.

  • Business Interruption

    Loss of Rent following Damage with Alternative Accommodation costs for residential units supplemented by a number of additional clauses such as;

    • cover for the cost of interest payable by you or lost by you should damage occur to a building awaiting sale
    • cover for loss of rent, following damage, if a pre-existing cessor clause in the lease allows the tenant to stop paying you
  • Property Owners Liability

    Protects your legal liabilities towards others including statutory clean-up costs following lawful notice by an Enforcement Authority under any environmental protection legislation.

  • Engineering Damage

    Literally every building has some form of engineering plant within it, such as boilers, heating or air conditioning units. Cover for Damage to surrounding property, increased costs of working or repair investigation costs are just a few of our specific policy enhancements to ensure you are well insured.

Experts in commercial property insurance

We offer a broad, bespoke insurance product designed specifically for commercial properties which is supported by flexible underwriting, comprehensive wording and specific covers tailored to the Property Owners Industry with superior limits where it matters. Our proposition is designed to make life easier for you and includes:

  • Wide acceptance criteria on portfolios including private dwellings, and properties in the EU
  • Availability of individual schedules and certificates for your tenants
  • Rate stability options to help you and your tenants manage budgets
  • Delegated authority from insurers to look after your claim
  • Help you manage Risk & Statutory Compliance
  • Access to Legal and Tax helplines

Our Commercial Property Owners Insurance has been built with you in mind. Call today on 01603 218000 or we’ll call you back

Unoccupied Commercial Property Insurance

Some insurers are reluctant to provide cover for vacant properties and, where they do, premiums can often be significantly higher in comparison to a premises that is occupied.

We have prepared a brief guide to help you manage your building effectively. Not only will it help protect your asset but it will also demonstrate to potential insurance companies that you are serious about reducing the risk.

Alan Boswell Group understand commercial property owners business and the associated issues you face. As such, we have created an insurance product aimed at well-managed vacant property. If you require further information or would like to obtain an insurance quote then we have an experienced team on hand to answer your queries.

Call today on 01603 218000 or we’ll call you back