Livestock insurance is a key product for private farm owners and commercial livestock operators, providing tailored insurance cover to protect their assets from risks such as mortality, infertility, theft and disease, in situ or in transit.
Cover limits can be tailored to your requirements and can include:
Farming insurance is one of our fields of expertise and a farmers livestock needs the correct insurance.
We have heavily invested to ensure you provide you the best farming insurance possible. We have dedicated farm advisers across our seven offices, covering Farms in Norfolk, Suffolk, Cambridgeshire and Lincolnshire.
We utilise our unique farm scheme, backed by Aviva, and farm specialists within our claims team to ensure you get the cover you need. The livestock insurance we offer and advise will be specifically designed for your farming operations.
Most help, persistent in providing the right product for our needs.
We all know the importance of insuring your business assets and for a livestock farmer, their biggest assets will be their dairy, beef and sheep farming operations.
The risks presented to a livestock farmer are unique and ever-changing with disease, fertility-risks, theft, transit accidents sit alongside which more common risks such as fire, flood and storm damage.
Having an insurance expert take the time to understand your unique operations and tailoring an insurance program that meets your needs is crucial to ensure you are properly protected without paying for unnecessary cover.
Livestock insurance covers for mortality to animals due to accidental, violent, external and visible means and illness or disease. The laws in most countries treat animals as moveable property and the risk location is where the animal is normally situated.
It’s important to discuss your circumstances with an independent insurance broker to find out whether or not you would benefit from any add-ons. They can prove hugely valuable if relevant to your business, but there’s no point in paying for cover that you’ll never use.
Most livestock policies will have exclusions. These should be highlighted to you and carefully reviewed prior to purchasing a policy.