Livestock insurance is a key product for private farm owners and commercial livestock operators, providing tailored insurance cover to protect their assets from risks such as mortality, infertility, theft, and disease, in situ or in transit.
Cover limits can be tailored to your requirements and can include:
Farming insurance is one of our fields of expertise and a farmers livestock needs the correct insurance.
We have heavily invested to ensure we provide you with the best farming insurance possible. We have dedicated farm advisers across our seven offices, covering farms in Norfolk, Suffolk, Cambridgeshire and Lincolnshire.
We utilise our unique farm scheme, backed by Aviva, and farm specialists within our claims team to ensure you get the cover you need. The livestock insurance we offer will be specifically designed for your farming operations.
Most help, persistent in providing the right product for our needs.
We all know the importance of insuring your business assets and for a livestock farmer, their biggest assets will be their dairy, beef, and sheep farming operations.
The risks presented to a livestock farmer are unique and ever-changing with disease, fertility-risks, theft, and transit accidents sat alongside more common risks such as fire, flood, and storm damage.
Having an insurance expert take the time to understand your unique operations and tailoring an insurance program that meets your needs is crucial to ensure you are properly protected without paying for unnecessary cover.
Our livestock insurance policy primarily focuses on providing cover for larger groups or herds of animals and/or part of a farm insurance policy.
Livestock insurance covers mortality to animals due to accidental, violent, external and visible means, and illness or disease. The laws in most countries treat animals as moveable property and the risk location is where the animal is normally situated.
It’s important to discuss your circumstances with an independent insurance broker to find out whether or not you would benefit from any add-ons. They can prove hugely valuable if relevant to your business, but there’s no point in paying for cover that you’ll never use.
Most livestock policies will have exclusions. These should be highlighted to you and carefully reviewed prior to purchasing a policy.
Credit insurance will protect against the insolvency of/refusal to pay by your customers. Our scheme policy is aimed at companies in the agricultural and horticultural industries, including those trading in fresh produce, herbs, flowers, dairy products, and livestock, among others.