We use cookies to give you the best experience and help us improve our website.

Find out more about how we use cookies.

Landlords Landlord Cover Buy-to-Let Insurance

Buy-to-Let Insurance

Award-winning landlord insurance from the experts.

Mouse
Start Your Quote
  • In-house claims team
  • Add rent guarantee
  • Add contents insurance
  • Add legal expenses and more
  • In-house claims team
  • Add rent guarantee
  • Add contents insurance
  • Add legal expenses and more
Platinum Trusted Service Award - Rectangle
Landlord insurance award 2023

We make purchasing buy-to-let insurance simple. We compare a range of quotes specific to your property requirements. You can buy online or talk to one of our property insurance specialists and they will search our panel of carefully selected insurers for the best buy-to-let insurance for you.

We’ve been working with landlords since 1995, so we know it’s vital to find the right cover for your BTL property. That’s why we provide high-quality cover and an award-winning service at a great price – so you get the best deal around.

  • Five-star-rated landlord insurance products.
  • In-house claims team.
  • 240,000 policies arranged to date.
  • Dedicated UK-based advisors.
  • Option to include rent guarantee and legal expenses cover.

The Alan Boswell Group Difference

Insurance for buy to let

Because our buy-to-let insurance products are managed in-house, we provide a unique service, with pricing, underwriting and claims primarily managed by our own team. We also have a landlord advice hub that is full of useful information to help landlords and property owners find the advice and products needed.

Our advice and service have been recognised by the industry and our customer feedback scores are proof of our consistently high standards.

What our customers say

We've dealt with Alan Boswell for over 10 years and have always been very impressed by their efficiency.

Mr & Mrs Hodges

Our NIG landlord insurance policy is a Which? Best Buy.

We take great pride in being recognised for our dedication to providing the best service and comprehensive, tailored cover for our customers’ needs. If you are unsure of the type of cover you need, our expert advisers are available to help over the phone.

What's included

Our buy-to-let landlord insurance policies cover a range of property risks, so you get complete peace of mind.

  • Rebuild or repair cost The cost to rebuild or repair your BTL property after an insured event e.g. flood or fire.
  • Damaged contents The cost of damage to your carpets, curtains, and white goods are automatically covered.
  • Loss of rent The cost of rehousing your tenant, or reimbursement for loss of rent, where the property becomes uninhabitable following a property damage claim.
  • Property owners' liability £5 million property owners' liability cover to protect you against legal action.
  • Employers' liability £10 million employers' liability to cover cleaners, gardeners, caretakers etc.
  • Full cover between tenants Full cover for up to 90 days unoccupancy between tenants.
  • Dedicated claims team Access to our experienced in-house claims team.
  • Manufacture of drugs by tenants Insurance against damage caused by cannabis farms (conditions apply).
  • Malicious and accidental damage Cover for damage caused by the tenant.

Get a quote

Speak to our team about buy-to-let insurance
01603 216399
Get a quote Get a quote
Get a quote
Make an enquiry Make an enquiry
Make an enquiry

Optional extras

Our insurance is designed specifically for landlords and covers the buildings and contents of your investment property. As a landlord, we know you face more risks than that, which is why we can provide a range of additional covers:

  • Home emergency cover Cover for domestic emergencies, including boiler breakdown.
  • Rent guarantee insurance with landlord legal expenses Cover for your rental property, including repossession of property, loss of rent, and other legal disputes.
  • Landlord legal expenses Provides legal advice and cover for legal costs incurred should a dispute relating to your property arise.

Landlord insurance products

Landlord Building Insurance

Landlord building insurance is a vital cover for your rental property we can search the market, compare quotes, and arrange your insurance so you get the best cover available.

Read more
Multi Property Landlord Insurance

Multi-Property landlord insurance for your residential and/or commercial property portfolio.

Read more
Block of Flats Insurance

A comprehensive flat insurance policy tailored to your requirements will give you peace of mind, talk to one of our specialists today or get a quote online

Read more
Rent Guarantee Insurance

Provides insurance for non payment of rent in the event of a tenant defaulting as well as any landlord legal expenses cover of up to £100,000.

Read more
Landlord Legal Expenses Insurance

Provides cover for your rental property, including repossession of the property and other legal disputes.

Read more
Landlord Home Emergency Cover

Home emergency cover for your own or rental property in the event of a domestic emergency e.g. boiler breakdown, failure in utilities etc.

Read more
Tenant Referencing for Landlords and Letting Agents

Referencing of tenant(s) employment history, tenant history, identity and credit history and affordability.

Read more

Landlord insurance FAQs

  • Buy-to-let insurance, also called landlords insurance, is a of type of insurance for landlords and property owners. The basic product is landlord buildings and contents insurance. This covers risks relating to the fabric of the building and anything you may have left in the property, such as white goods, curtains, carpets etc (contents).

    Additional insurance products, such as rent guarantee, landlord legal expenses, and home emergency cover can also be added to provide further protection for an additional cost.

  • The price depends on a variety of factors, such as the property you want to insure, your excess, and level of cover. For a full breakdown we recommend a read through of our definitive landlords insurance statistics page. However, we guarantee to beat the price of your like-for-like landlord insurance quote. See terms

  • Legally, you don’t need to have landlord insurance. However, this cover provides vital peace of mind that your property is protected if the worst happens. Landlord insurance covers the buildings and certain contents of your rental property, while add-on products, including landlord legal expenses and rent guarantee insurance, can provide additional protection.

  • The policy provides cover for carpets, curtains, and white goods. If you want to cover anything more than this we would be happy to arrange additional cover for you.

  • You are covered for £5m legal liability to third parties for any one incident. You also have employers’ liability cover for people working at your property, up to £10m.

  • Providing you have a tenancy agreement in place and the tenant has been referenced, there are no restrictions on who you can rent to.

  • Yes, it will remain in place for new tenants provided you have another tenancy agreement in place. Our landlord insurance also provides full cover for vacant properties for up to 90 days, subject to precautions.

Award-winning buy-to-let insurance

Speak to our team about buy-to-let insurance
01603 216399
Get a quote Get a quote
Get a quote
Make an enquiry Make an enquiry
Make an enquiry
  • We have a range of specialist products specifically designed to help first-time landlords and professional landlords handle their assert accordingly.

    Landlord covers

    Buy-to-let insurance
    Landlord building insurance
    Landlord contents insurance
    Commercial landlord insurance
    Residential landlord insurance
    Landlord liability insurance