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01603 216399Landlord building insurance covers against events such as flooding, subsidence and fires. If you’re renting out a furnished property, it’s worth considering adding a contents insurance policy if you provide furniture for your tenants.
Compare quotes online or give us a call and one of our property insurance specialists will search the market to find the best level of cover for you.
Alan Boswell Group is one of the country’s leading suppliers of landlord building insurance. Having worked with landlords for more than 20 years, we understand the buy-to-let sector and the challenges landlords face. Our experience and credibility within the industry means that we have been able to develop unique propositions, harnessing our buying power and expertise. It’s from this standing that we are able to deliver first-class independent advice, tailoring insurance products to your individual circumstances.
Our landlord advice hub is full of useful information to help landlords and property owners find the advice and products needed.
Helpful, supportive, knowledgeable and no hard sell.
You could pay as little as £99 for landlords building insurance. The precise cost will depend on a number of factors including the type of construction and size of the property, but last year 10% of our customers paid £99 or less (Jan 20 – Dec 20).
Landlord building insurance policies contain a range of covers, including:
When comparing policies, make sure you compare on a like-for-like basis. Many companies claiming to offer cheap insurance will do so by limiting cover and increasing excesses.
Most insurance policies will have terms and conditions requiring you to have an Assured Short Term Tenancy Agreement (AST) in place, regardless of whether you are letting to your friends, family or strangers.
If you have five properties or more you will need specialist landlord insurance for multiple properties.
The price of your landlord building insurance is affected by a variety of factors. As an independent landlord insurance broker we are not tied to any insurer, so we can find the best, high-quality cover for your needs.
Building insurance for buy-to-let properties covers the cost to rebuild or repair your building after an event e.g. flood or fire.
All our building insurance policies also include at least £5,000 for your fixtures, fittings and white goods; £10,000,000 employers’ liability; accidental damage; loss of rent and £5 million property owners’ liability.
Yes, you can increase your excess to obtain a discount.
Yes, you can add and remove properties throughout the year. Our insurance experts will take the time to understand your future plans and advise on the best products to fit your situation.
While we recommend tenant referencing, it is not a requirement of our landlord buildings and contents insurance products. However, if you want to buy rent guarantee and landlord legal expenses alongside your landlord insurance, you will need to reference your tenants.
Premiums can go up and down and there are many factors that will affect this. As we are independent we are not tied to any insurance provider and will ensure you have the best value and quality products at each renewal.
Landlord insurance is not a legal requirement, however there are circumstances where you will be required to have it. Firstly, it maybe a prerequisite of a mortgage offer that you hold valid landlord insurance for the length of your mortgage. Secondly, if you directly employ a cleaner or handyman for your property or portfolio then you may require employers’ liability. Our insurance experts will take the time to understand your circumstances and advise you of your legal obligations.
Yes, students and tenants on housing benefits can be accepted on to your insurance policy.
Yes, conservatories are covered as they are part of the building.
The roof is considered part of the fabric of the building, so is covered by your building insurance.
No. Rising damp is not covered by any insurance policies. Read about rising damp in more detail.
Insurance Adviser
Amanda is an insurance adviser specialising in personal lines including landlords insurance, boat, motor, home and travel.
Flexible Landlords Insurance products from a market-leading broker. Compare quotes for your buildings, contents and liability insurance for commercial or residential properties.
Provides insurance for non payment of rent in the event of a tenant defaulting as well as any landlord legal expenses cover of up to £100,000.
Our Landlord Contents Insurance is for the properties you have left fully or part furnished and provides cover for the furnishings, fixtures and fittings.
Multi-property landlord insurance for your residential and/or commercial property portfolio.
Home emergency cover for your own or rental property in the event of a domestic emergency e.g. boiler breakdown, failure in utilities etc
Provides cover for your rental property, including repossession of property and other legal disputes.
A comprehensive flat insurance policy tailored to your requirements will give you peace of mind, talk to one of our specialists today or get a quote online
Referencing of tenant(s) employment history, tenant history, identity and credit history and affordability.
View the range of landlord covers available. Compare quotes for your buildings, contents and liability insurance for your residential or commercial properties, services apartments and much more
We provide essential insurance with competitive premiums for landlords and property owner that run serviced accommodation properties.
Airbnb insurance protects you as an Airbnb host should one of your paying guests cause any accidental damage to your treasured rental home.
Cover for the buildings and contents of your home for damage, theft and other covers.
Do you need landlord insurance? If you rent out a flat, you will have wondered if you need landlord insurance. We explore your responsibilities and the types of insurance for flats.
End of tenancy cleaning causes more disputes between landlords and tenants than any other single issue. We’ve put together this guide to cover everything both landlords and tenants need to know to make sure the end of tenancy cleaning process is as smooth as possible.
Join us as we take a look at what rising damp is and whether it’s covered by your buildings insurance
Keeping up with frequent legislative amendments, as well as large scale regulation reform, can seem like a never-ending task; Find all the benefits of joining a landlord association.
Whether you’re a landlord or a tenant, it’s essential that you understand the level of wear and tear you can expect during a tenancy.
If your tenants work from home, there could be implications for the landlord. Find out what you can do to protect yourself