Landlord building insurance covers against events such as flooding, subsidence and fires. If you’re renting out a furnished property, it’s worth considering adding a contents insurance policy if you provide furniture for your tenants.
Compare quotes online or call and one of our property insurance specialists will search the market to find the best level of cover for you.
Alan Boswell Group is one of the country’s leading suppliers of landlord building insurance. Having worked with landlords for more than 20 years, we understand the buy-to-let sector and the challenges landlords face. Our experience and credibility within the industry means that we have been able to develop unique propositions, harnessing our buying power and expertise. It’s from this standing that we are able to deliver first-class independent advice, tailoring insurance products to your individual circumstances.
Helpful, supportive, knowledgeable and no hard sell.
Landlord building insurance policies included a range of covers, including:
When comparing policies, make sure you compare on a like-for-like basis. Many companies claiming to offer cheap insurance will do so by limiting cover and increasing excesses.
Most insurance policies will have terms and conditions requiring you to have an Assured Short Term Tenancy Agreement (AST) in place, regardless of whether you are letting to your friends, family or strangers.
If you have five properties or more you will need specialist landlord insurance for multiple properties.
The price of your landlord building insurance is affected by a variety of factors. As an independent landlord insurance broker, we are not tied to any insurer, so we can find the best, high-quality cover for your needs.
Building insurance for buy-to-let properties covers the cost to rebuild or repair your building after an event e.g. flood or fire.
All our building insurance policies also include at least £5,000 for your fixtures, fittings and white goods; £10,000,000 employers’ liability; accidental damage; loss of rent; £5 million property owners’ liability.
Yes, you can increase your excess to obtain a discount.
Yes, you can add and remove properties throughout the year. Our insurance experts will take the time to understand your future plans and advise on the best products to fit these plans.
Premiums can go up and down and there are many factors that will affect this. As we are independent we are not tied to any insurance provider and will ensure you have the best value and quality products at each renewal.
Landlord insurance is not a legal requirement, however there are circumstances where you will be required to have it. Firstly, it maybe a prerequisite of a mortgage offer that you hold valid landlord insurance for the length of your mortgage. Secondly, if you directly employ a cleaner or handyman for your property or portfolio then you may require employers’ liability. Again our insurance experts will take the time to understand your circumstances and advise you of your legal obligations.
Yes, students and tenants on housing benefits can be accepted on to your insurance policy.
Yes, conservatories are covered as these are part of the building.
The roof is considered part of the fabric of the building, so is covered by your building insurance.
No. Rising damp is not covered by any insurance policies. Read about rising damp in more detail.
Amanda is an insurance adviser specialising in personal lines including landlords insurance, boat, motor, home and travel.
Account Manager - Property Owners
Paul started his insurance career with Smith & Pinching in 1984, rising to office manager within three years. In 1991, Paul then moved on to…
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