Speak directly to our team
01603 216399Landlord building insurance is vital if you want to cover the cost of rebuilding or repairing your residential property and buy-to-let properties.
We’ve been working with landlords since 1995, arranging cover for a variety of property types, so we know it’s vital to find the right insurance for your property(s). We provide high-quality cover and award-winning service at a great price – so you get the best deal around.
Compare quotes online or call and one of our property insurance specialists will search the market to find the best level of cover for you.
Alan Boswell Group is one of the country’s leading suppliers of landlord building insurance. Having worked with landlords for more than 20 years, we understand the buy-to-let sector and the challenges landlords face. Our experience and credibility within the industry means that we have been able to develop unique propositions, harnessing our buying power and expertise. It’s from this standing that we are able to deliver first-class independent advice, tailoring insurance products to your individual circumstances.
Helpful, supportive, knowledgeable and no hard sell.
You could pay as little as £99 for landlords building insurance. The precise cost will depend on a number of factors including the type of construction and size of the property, but last year 10% of our customers paid £99 or less (Jan 18 – Dec 18).
Landlord building insurance policies included a range of covers, including:
When comparing policies, make sure you compare on a like-for-like basis. Many companies claiming to offer cheap insurance will do so by limiting cover and increasing excesses.
Most insurance policies will have terms and conditions requiring you to have an Assured Short Term Tenancy Agreement (AST) in place, regardless of whether you are letting to your friends, family or strangers.
If you have five properties or more you will need specialist landlord insurance for multiple properties.
The price of your landlord building insurance is affected by a variety of factors. As an independent landlord insurance broker, we are not tied to any insurer, so we can find the best, high-quality cover for your needs.
Building insurance for buy-to-let properties covers the cost to rebuild or repair your building after an event e.g. flood or fire.
All our building insurance policies also include at least £5,000 for your fixtures, fittings and white goods; £10,000,000 employers’ liability; accidental damage; loss of rent; £5 million property owners’ liability.
Yes, you can increase your excess to obtain a discount.
Yes, you can add and remove properties throughout the year. Our insurance experts will take the time to understand your future plans and advise on the best products to fit these plans.
While we recommend tenant referencing, it is not a requirement of our landlord buildings and contents insurance products. If you want to buy rent guarantee and landlord legal expenses alongside your landlord insurance, you will need to reference your tenants.
Premiums can go up and down and there are many factors that will affect this. As we are independent we are not tied to any insurance provider and will ensure you have the best value and quality products at each renewal.
Landlord insurance is not a legal requirement, however there are circumstances where you will be required to have it. Firstly, it maybe a prerequisite of a mortgage offer that you hold valid landlord insurance for the length of your mortgage. Secondly, if you directly employ a cleaner or handyman for your property or portfolio then you may require employers’ liability. Again our insurance experts will take the time to understand your circumstances and advise you of your legal obligations.
Yes, students and tenants on housing benefits can be accepted on to your insurance policy.
Yes, conservatories are covered as these are part of the building.
The roof is considered part of the fabric of the building, so is covered by your building insurance.
No. Rising damp is not covered by any insurance policies you can read about rising damp in more detail
Insurance Adviser
Leah has worked in insurance for 10 years and joined Alan Boswell Group in 2009. She works within the Personal Lines department and specialises in…
Account Manager - Property Owners
Steve started working for Alan Boswell Group when he left school back in 1991. He was on the Youth Training Scheme and learned the ins…
Account Manager - Property Owners
Paul started his insurance career within the personal lines department of Smith & Pinching in 1984, rising to Team Leader within 12 months. In 1991…
Flexible Landlord Insurance from a market-leading broker. Compare quotes for your buildings, contents and liability insurance for commercial or residential properties.
Provides insurance for non payment of rent in the event of a tenant defaulting as well as any landlord legal expenses cover of up to £100,000
Our Landlord Contents Insurance is for the properties you have left fully or part furnished and provides cover for the furnishings, fixtures and fittings.
Multi-property Landlord Insurance for your residential and or commercial property portfolio.
Home Emergency Cover for your own or rental property in the event of a domestic emergency e.g. boiler breakdown, failure in utilities etc
Provides cover for your rental property, including repossession of property and other legal disputes.
A comprehensive flat insurance policy tailored to your requirements will give you peace of mind, talk to one of our specialists today or get a quote online
Referencing of tenant(s) employment history, tenant history, identity and credit history and affordability.
Cover for the buildings and contents of your home for damage, theft and other covers.
Our Landlord Contents Insurance is for the properties you have left fully or part furnished and provides cover for the furnishings, fixtures and fittings.
There are about 150 separate laws in place to protect landlords and tenants. Under the sheer weight of regulations and responsibilities placed on landlords, it would be easy for something to be overlooked.
From those who can’t pay the rent, to those who cause damage to your property – how can a landlord protect themselves from troublesome tenants?
If you own a commercial property for rent, you’ll know it comes with certain responsibilities. But there’s often confusion about who is responsible for what; landlord or tenant?