Serviced accommodation is one of the latest innovations to hit the property market. Presenting a whole range of opportunities and risks, specialist insurance and advice will be required.
Help identifying risk.
Wide range of cover.
Single room lets in apartment blocks.
Competitive premiums.
Independent advice and guidance.
The Alan Boswell Group Difference
The development of serviced accommodation and Airbnb style accommodation is a relatively new development. The ease in which properties can be advertised and let on a short term basis has opened this part of the property market to many people. Unfortunately the ease in which this sector is accessed has inadvertently exposed property owners to new risks and it is important to obtain expert advice on your risks.
We also have a landlord advice hub that is full of useful information to help landlords and property owners find the advice and products needed.
Excellent service, very knowledgeable staff member, who was pleasant and very helpful.
Mrs Higgison
Serviced Accommodation Insurance in detail
Our insurance provides cover for
Buildings
Cover for rebuild or repair to your property following an insured event (fires, storm, malicious damage etc).
Contents
Cover for loss or damage to contents within your properties.
Public liability
Cover for liability to tenants, guests and third parties for injury, illness or damage to their property arising from your property.
Employers liability
Cover for liability to employees for illness or injury sustained in the course of working for you in relation to your serviced accommodation.
Business interruption
Cover for your loss of income should the property be uninhabitable due to buildings and/or contents damage covered by the policy.
Types of let
We can arrange cover in respect of various types of holiday let including Airbnb, owner occupied with rooms let as holiday accommodation and ‘rent-to-rent’. For more advice and guidance please contact us.
FAQs
Serviced accommodation is where a room or rooms are let to members of the general public on a nightly basis. Typically these are self contained rooms (akin to hotel rooms) but occasionally they maybe a room within a private dwelling. Rooms generally are serviced on a daily basis with fresh laundry etc provided.
For the vast majority of cases no, but on occasion there maybe a small element of cover for “lodgers” however a lot of insurance cover will be restricted, such as theft and malicious damage.
In most cases there is no cover. This is due to a regular stipulation in these policies that there must be an Assured Shorthold Tenancy agreement in place. When properties/rooms are let by the night this is not possible.
In some instances holiday let insurance may be better for you as the cover is more appropriate. However we will take the time to understand your requirements and provide advice and guidance on the right cover.
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