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Airbnb Insurance
Renting out your home through Airbnb is a great way to advertise your holiday rental property, especially if you intend on having guests throughout the year rather than just during peak seasons.
As a successful holiday home is often occupied all year round, your property is likely to receive a steady influx of guests. This is great, but it also maximises the risk to your treasured property and the furniture within it.
We can arrange insurance for different types of Airbnb rental including:
- Properties occupied by the owner/host.
- Holiday accommodation combined with other uses, for example, longer-term AST lets during ‘low season’.
- Year-round holiday accommodation.
- Serviced accommodation.
- Properties leased on ‘rent-to-rent’ contracts.
The Alan Boswell Group Difference
We are specialists when it comes to rental property insurance. We provide quality cover at a competitive price, handled by insurance experts with exceptional customer service.
We also have a landlord advice hub that is full of useful information to help landlords and property owners find the advice and products needed.
How our customers rate us
Excellent service, very knowledgeable staff member, who was pleasant and very helpful.
Insurance for your Airbnb
You need the right protection to ensure your property is covered. Run your holiday rental business safe in the knowledge you are getting the best cover for your money with our Airbnb insurance.
Your policy could include:
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Buildings
Cover the costs associated with rebuilding or repairing your property following events such as fire, storm, malicious damage etc.
- Contents Cover for loss or damage to contents within your properties.
- Public liability Cover for tenants, guests and third parties against injury, illness or damage to their property arising from your property.
- Employers liability Cover for employees against illness or injury sustained in the course of working for you in relation to your accommodation.
- Loss of income Cover for your loss of income should the property be uninhabitable due to buildings and/or contents damage covered by the policy.
FAQ's
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If you do not make your insurers aware then your policy could be invalid. Most standard homeowners insurance policies exclude cover for short-term rentals and would also exclude cover for malicious damage or theft by people lawfully in the property so this type of policy is not suitable.
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Whilst Airbnb does provide limited cover for damage caused by guests to your and third party property and your liability in relation to your guests, you do still need buildings and/or contents insurance to cover all other losses such as fire, theft, storm, flood, escape of water etc. Not all insurers accept Airbnb arrangements so you would need to make your main property insurer aware of your intentions.
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If you do not make your insurers aware then your policy could be invalid. Most standard landlord insurance policies exclude cover for short-term rentals and would also exclude cover for malicious damage or theft by people lawfully on the property so this type of policy is not suitable.
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Whilst Airbnb does provide limited liability in relation to your guests and damage caused by guests to third party property, you will still need cover for your liability to the general public in connection with anything unrelated to Airbnb. Not all insurers accept Airbnb arrangements so you would need to make your main property insurer aware of your intentions.
Related products
Serviced Accommodation Insurance
We provide essential insurance with competitive premiums for landlords and property owner that run serviced accommodation properties.
Multi-Property Landlord Insurance
Multi-property landlord insurance for your residential and/or commercial property portfolio.
HMO Insurance
Get comprehensive insurance for Houses of Multiple Occupations (HMOs) – Discount available.
Block of Flats Insurance
A comprehensive flat insurance policy tailored to your requirements will give you peace of mind, talk to one of our specialists today or get a quote online
Amanda Riches
Insurance Adviser
Amanda is an insurance adviser specialising in personal lines including landlords insurance, boat, motor, home and travel.
Alice Gerken
Senior Insurance Adviser
Prior to working at Alan Boswell Insurance Brokers, Alice began her career in retail, working for an independent store in Norwich. She started out in…
Leah Granger
Insurance Adviser
Leah has worked in insurance for 10 years and joined Alan Boswell Group in 2009. She works within the Personal Lines department and specialises in…
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