Renting out your home through Airbnb is a great way to advertise your holiday rental property, especially if you intend on having guests throughout the year rather than just during peak seasons.
As a successful holiday home is often occupied all year round, your property is likely to receive a steady influx of guests. This is great, but it also maximises the risk to your treasured property and the furniture within it.
We can arrange insurance for different types of Airbnb rental including:
We are specialists when it comes to rental property insurance. We provide quality cover at a competitive price, handled by insurance experts with exceptional customer service.
Excellent service, very knowledgeable staff member, who was pleasant and very helpful.
You need the right protection to ensure your property is covered. Run your holiday rental business safe in the knowledge you are getting the best cover for your money with our Airbnb insurance.
If you do not make your insurers aware then your policy could be invalid. Most standard homeowners insurance policies exclude cover for short-term rentals and would also exclude cover for malicious damage or theft by people lawfully in the property so this type of policy is not suitable.
Whilst Airbnb does provide limited cover for damage caused by guests to your and Third Party Property and your liability in relation to your guests, you do still need buildings and/or contents insurance to cover all other losses such as fire, theft, storm, flood, escape of water etc. Not all insurers accept Airbnb arrangements so you would need to make your main property insurer aware of your intentions.
If you do not make your insurers aware then your policy could be invalid. Most standard landlord insurance policies exclude cover for short-term rentals and would also exclude cover for malicious damage or theft by people lawfully on the property so this type of policy is not suitable.
Whilst Airbnb does provide limited liability in relation to your guests and damage caused by guests to Third Party Property, you will still need cover for your liability to the general public in connection with anything unrelated to Airbnb. Not all insurers accept Airbnb arrangements so you would need to make your main property insurer aware of your intentions.
Amanda is an insurance adviser specialising in personal lines including landlords insurance, boat, motor, home and travel.
Prior to working at Alan Boswell Insurance Brokers, Alice began her career in retail, working for an independent store in Norwich. She started out in…
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