Renting out your home through Airbnb is a great way to advertise your holiday rental property, especially if you intend on having guests throughout the year rather than just during peak seasons.
As a successful holiday home is often occupied all year round, your property is likely to receive a steady influx of guests. This is great, but it also increases the risk to your treasured property and the furniture within it.
We can arrange insurance for different types of Airbnb rental including:
We are specialists when it comes to rental property insurance. We make use of landlords insurance statistics to help provide quality cover at a competitive price, handled by insurance experts with exceptional customer service.
We also have a landlord advice hub that is full of useful information to help landlords and property owners find the advice and products needed.
Excellent service, very knowledgeable staff member, who was pleasant and very helpful.
You need the right protection to ensure your property is covered. Run your holiday rental business safe in the knowledge you are getting the best cover for your money with our Airbnb insurance.
If you do not make your insurers aware then your policy could be invalid. Most standard homeowners insurance policies exclude cover for short-term rentals and would also exclude cover for malicious damage or theft by people lawfully in the property, so this type of policy is not suitable.
While Airbnb does provide limited cover for damage caused by guests to your and third party property and your liability in relation to your guests, you do still need buildings and/or contents insurance to cover all other losses such as fire, theft, storm, flood, escape of water etc. Not all insurers accept Airbnb arrangements so you would need to make your main property insurer aware of your intentions.
If you do not make your insurers aware then your policy could be invalid. Most standard landlord insurance policies exclude cover for short-term rentals and would also exclude cover for malicious damage or theft by people lawfully in the property, so this type of policy is not suitable.
While Airbnb does provide limited liability in relation to your guests and damage caused by guests to third party property, you will still need cover for your liability to the general public in connection with anything unrelated to Airbnb. Not all insurers accept Airbnb arrangements so you would need to make your main property insurer aware of your intentions.
Landlords in Greater London are only allowed to rent out a property for short-term lets for a maximum of 90 days a year. You can read more about the 90 day rule in our guide to 90-day rule
Senior Insurance Adviser
Vicci joined Alan Boswell Insurance Brokers after completing her A Levels in 2007. While undertaking her initial training in the Landlord Insurance team, Vicci obtained…
Tilly went to City College Norwich and studied four different qualifications. These were: customer service, business management and leadership, residential sales and lettings. She joined…
Airbnb or Vrbo – which platform is best for your rental property? We explore the pros and cons of each, plus the insurance you will need to ensure your property is fully protected.
Landlords have a legal responsibility to adhere to fire regulations for rental properties, to protect both their tenants and their investment. In this guide to fire safety rules for landlords, we explain all the mandatory regulations for both domestic and commercial properties, including vital gas and electrical safety certificates.