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RSA Aviva
£6m Public Liability £5m Public Liability (£6m for AoR)
£1m errors and omissions £5m errors and omissions where treatment cover is in place
£25,000 PR Crisis Management Not covered
Personal accident cover: Age limit set at 80 Personal accident cover: Age limit 16-75
Money insurance not covered Loss of money up to £1,000
Not included Property in Transit £1,000 (business equipment is based on all risks cover)
Policy liability excess nil Policy liability excess £250
Business equipment excess £100 Business equipment excess £50
Treatment risk and errors and omissions included on all therapies Treatment risk and errors and omissions included on selected therapies. Please check this carefully.
No business helpline or business advice. Full access to Aviva Business Law facility online, including helpline.
Temporary cover abroad - 6 months Temporary cover abroad (EU only) - 90 days
Teaching - additional premium / rating category applied If treatment cover is provided for the therapy you are teaching, cover for teaching is automatically included in the policy wording at no additional cost. Where treatment cover is not provided for that therapy, teaching cover is not available.
Cover abroad for UK armed forces servicemen and spouse: included as covered whilst stationed in what is designated UK territory. Cover abroad for UK armed forces servicemen and spouse: included as covered whilst stationed in what is designated UK territory on UK bases abroad.