Commercial insurance is designed to help manage and control the impact of losses which occur during your normal business activities.
There are many types of cover available and most businesses will benefit from expert guidance and advice to make sure they buy the most cost-effective insurance for their own individual circumstances.
Commercial insurance can be broadly broken down into four key areas:
Legally required insurance for employers’ liability and motor risks
Asset protection for your buildings, contents and equipment
Financial protection including liabilities
Business continuity to protect your income
Online insurance providers may give quick access to a cheap policy, but if you want to be sure your insurance is properly tailored to your business needs, you should to talk to an expert.
The Alan Boswell Group Difference
For more than 30 years we have worked with many different businesses and recognise that no two are the same. Our insurance advisers will analyse your business, identify the risks and provide advice to protect against them.
As an independent insurance broker we have access to a wide range of products, so we can provide you with the best solution for your business. Add to this service our outstanding in-house claims team and risk management solutions and you have your ideal insurance partner.
Product Liability Insurance
Cover for faulty products causing damage or injury.
Warranty and indemnity insurance will help protect your business sale proceeds and provide cover for defence costs arising from the claim of an inaccurate warranty.
Financial protection for you, your fellow directors and employees, and your company for wrongful acts you, or your employees, have, or are alleged to have, committed.
Group personal accident insurance provides an instant tax-free cash payment in the event of death, disablement or loss of hearing/sight/ speech following an accident.
In 1990 Robert Reeve joined General Accident in Cambridge as a Commercial Underwriter, before moving to Ecclesiastical in Cambridge as a Branch Underwriter in 1994.…
Covid-19 has highlighted the importance of protecting businesses and decisions made. As well as contingency plans, it also means having appropriate management liability insurance (MLP). We explore directors’ liabilities and how MLP can mitigate financial losses.
Credit insurance compensates businesses when customers default on payment or become insolvent. We explore how agricultural and horticultural credit insurance can safeguard your farm or food business from financial loss.
