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Legal Expenses Insurance
Legislation and litigation are, unfortunately, common words in the business world. Coupled with the rise of no-win-no-fee solicitors, Britain has spiralled into a compensation culture.
On a daily basis, there are many activities we undertake that can go wrong and lead to a legal issue so it is important that you are in a position of financial strength to either defend or pursue an action.
With even the most junior of legal staff commanding over £100 an hour, the cost of legal action is high, luckily legal expenses insurance can provide the cover you need.
- Cover for individuals, families, or businesses
- Legal helplines
- Significant limits of indemnity
- Cover for wide range of areas including tax investigation and property disputes
- Tailored cover
The Alan Boswell Group Difference
Whether you are an individual or a commercial business owner we will provide expert advice on your requirements. Legal advice is not cheap and it is essential to ensure you have the right cover in place should a legal issue arise. We work with a selection of specialist legal expenses insurance companies and will recommend and advice on cover reflective of your needs. Our policies are some of the most comprehensive around whilst remaining competitively priced.
As an business insurance broker we have access to a wide range of products, so we can provide you with the best solution for your business. Add to this service our outstanding in-house claims team and risk management solutions and you have your ideal insurance partner.
How our customers rate us
Experience has been first class so far, and I have saved money.
Legal Expenses Insurance in detail
There are a number of legal expenses policies available for different circumstances. Each policy will provide legal expenses cover for pursuing and defending actions as well as specific cover for its policy type.
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Commercial legal expenses
This provides cover for businesses for the following: tax investigation, employment disputes, contract disputes, criminal prosecutions, property disputes, personal injury.
- Landlord legal expenses This provides cover for residential buy-to-let landlords for the following: rent recovery, repossession of property, property disputes, tax investigation, health and safety prosecutions.
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Motor legal expenses
Available for both business and personal motor risks, this includes cover for the following: personal injury and personal property claims, defence of prosecution for motoring offences, contract disputes for repairs undertaken, recovery of excesses for non-fault claims.
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Family/home legal expenses
This provides cover for households for the following: personal injury, property disputes, boundary disputes, contractual disputes, employment disputes, tax investigation.
Each legal expenses insurance policy will differ and it is important you seek expert advice on what policy is right for you.
If you use your own solicitor it is important to check what the conditions of your policy are, as some policies will require use of their own solicitors.
FAQs
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Yes, varying excesses will apply dependent on the policy type.
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Although best practice, there is no legal requirement to take out legal expenses insurance.
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No, legal expenses will not cover any action that has already been started.
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Both options are available for purchase, in some instances you may wish to purchase both.
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In many packaged insurance policies it is so it always makes sense to check with an expert if you are covered before purchasing standalone commercial legal expenses.
Get in touch
Speak directly to our team
01603 218000
Alex Thorpe
Group Development Manager
Having qualified as a Chartered Insurance Broker in 2004 and elected a Fellow of the Chartered Insurance Institute in 2008, Alex joined Alan Boswell Group…
Steve Eastwood
Branch Manager
Steve has more than 35 years of industry experience, starting his career in 1981 with Norwich Union in Hull as an underwriter in the Fire…
Ian Bowes
Account Executive
Ian left Downham Market sixth form and joined Aviva in Cambridge in 1987 working in their Personal Department. In 1993 he left to join insurance…
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