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Whether you’re about to embark on the franchise journey or are a well-established franchise, having a robust franchise insurance proposition in place is essential. Franchising your business model means opening your business up to other people, potentially putting the company and its reputation at risk. Despite this risk the rewards for successfully franchising can be phenomenal and a franchise insurance package can sit in the background protecting you and your franchisees.

  • Minimise costs for franchisees by group purchasing insurance
  • Insurance for franchisees, covered on the right basis
  • Comprehensive cover for employees, products/services, contents and stock etc
  • Potential for franchisors to earn additional income or subsidise franchisees
  • Experienced partner who insures major franchise brands

Alan Boswell Difference

ABG Difference

Alan Boswell Group offers a superb personal service with all the benefits of quality insurance cover and exceptional add-ons without compromising on price. Having worked with many franchises ranging in size we are well positioned to be your insurance broker of choice. Because of the unique nature of franchise companies we will work with you to ensure your policy matches your needs and arrange all of your insurance for you providing expert advice and guidance specific to the franchise industry along the way.

How our customers rate us

I have nothing but praise for Alan Boswell Group. They have been prepared to listen to on all counts. The majority of our franchisees have joined the group scheme because they recognise the support, the professionalism and the understanding of the business that Alan Boswell Group provides.

Cash Converters

Franchise Insurance in detail

There are a variety of products available for franchises and the relevant products will vary depending on the type of franchise you are:

Legally required cover

  • Employers' liability Cover for injury or illness of employees caused by their employment
  • Motor insurance Legally required cover for all vehicles operated on public roads

Asset Protection

  • Property damage Covers damage to your property, buildings, contents, stock, equipment etc
  • Goods in transit Cover for goods and products whilst in transit in own or third party vehicles

Financial protection

  • Professional indemnity Cover for costs against you arising from negligent advice or services
  • Legal expenses Costs incurred for many legal disputes associated with your business
  • Directors' and Officers' Covers the cost of compensation claims made against your business’ directors and key managers for wrongful acts
  • Credit and fidelity insurance Financial protection for employee theft and client defaults
  • Cyber liability Cover for incurred costs in the event of a data breach

Business continuity

  • Business interruption Offers financial support for the period following a loss as well as costs for alternative premises to ensure continuation of your business
  • Product recall Compensation for the withdrawal and recall costs of a faulty product
  • Personal accident and sickness Either an employee benefit or company protection in the event of staff illness or disability

What’s in it for me as a franchisor?

Arranging your insurance programme through an award-winning insurance broker will provide peace of mind that all franchisees participating in the franchise insurance programme are covered to the right level. By the very essence of franchising your business you are building the volume of businesses operating under your brand and therefore increasing your buying power. With increased buying power comes options: option to generate income for yourself, option to reduce premiums for your franchisees, or option to accrue a fund to disperse as you see fit. The franchise sector is a really exciting and attractive sector for insurance providers and one we are keen to work with partners to explore in more detail.


  • No, there is no need to make it mandatory, however you need to be sure that all franchisees are protecting your business and brand by having the right insurance in place.

  • Yes, we can cater for all insurances from mandatory motor insurance right up to niche products such as credit insurance.

  • All our insurance policies are for 12 months, there would be no contractual agreements other than the insurance policy.

  • We have worked with franchises for over 15 years. We have large established franchises within our client bank as well as brand new start up franchises, so we can appreciate the business risks each franchise faces.

  • There is no minimum number, if you have not yet franchised your business and plan to do so in the future we can structure an insurance plan that takes this into account.

  • If you have employees or motor vehicles then insurance is legally required. Other covers are optional and it’s your choice if you insure your franchise for these.

Get in touch

Speak directly to our team
01603 218000
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