Reward your staff and encourage them to look after their health with a cash plan which allows them to claim money back for a range of health and wellbeing costs including:
Our health cash plans start at £4.33 pcm, per employee.
If you’re looking for clear, unbiased advice on arranging healthcare cover for your employees, we can help.
With so many options to choose from and budgets to consider, it can be difficult to know which solution is best for you and your teams – our experienced Healthcare Consultants will help you make that decision.
In addition to claiming cashback on various medical expenses, a heath cash plan can also give your employees access to assistance over the phone:
A health cash plan is an insurance policy provided by an employer which helps to cover the cost of employees’ routine medical costs, such as eye tests and dental appointments. Plans can also include over the phone assistance with things like mental health and financial support, as well as physiotherapy and prescription charges.
Employees will need to submit their bill and receipt to the insurance provider for any medical expense they have paid for which is covered by the policy. The insurance provider will refund a percentage of the cost, the maximum refund is determined by the terms of the policy.
Health cash plans are considered a benefit-in-kind (BIK) and the employee is liable to pay income tax on the premium the employer pays for the plan.
Health cash plans are an allowable business expense, so the employer can deduct this for the purpose of corporation tax.
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