How much would it cost to insure these famous homes?

Ever switched on the TV or settled down to watch a movie and been distracted by the amazing homes the characters live in? From Monica’s apartment in Friends, to Kevin’s family mansion in Home Alone, our on-screen favourites have some of the most iconic homes in the world.  

You might have imagined yourself living there, and maybe even thought about how much it might set you back in rent each month. But, have you ever considered how much it would cost to insure these homes? 

Well wonder no more – we’ve chosen six of our favourite famous homes and broken down the insurance costs for you.  Read on to find out more… 

HOME ALONE: 

Address: 671 Lincoln Ave., Winnetka, Illinois 60093

Size: Five bedrooms and four bathrooms in its 4,243-square-foot space

We estimate it would cost £1,500 for an annual buildings insurance policy and a further £500 per year to cover £100k of contents and personal possessions. 

Given what we know about this neighbourhood (especially at Christmas!) good physical security is needed to protect against burglars. Theft cover is also going to be essential, along with malicious damage. 

Parents of young kids? You might want to add accidental damage and escape of water cover for moments of adventure… Home emergency cover for £50 extra would be useful too for those unforeseen events. 

The good news is, discounts are available for members of neighbourhood watch.

FRESH PRINCE OF BEL-AIR

Address: Bristol Avenue in the Brentwood neighbourhood of L.A. (around 5 miles from Bel-Air)

Size: 6,438 square feet, with five bedrooms and five bathrooms

We predict it would cost £10,000 a year to insure this fabulous mansion and grounds. 

Having a pool to make the most of the LA sunshine is a great luxury, but make sure you have liability cover if you’re thinking of letting people come over for a swim.

With plenty of room for all your relatives to come and stay, be sure you include accidental damage cover for those family get-togethers. If the mansion is feeling a little out of your budget, make sure the property is never left unoccupied for a discounted insurance price!

BRUCE WAYNE (WAYNE MANOR)

Address: Wollaton Hall & Deer Park, Nottingham, Nottinghamshire, NG8 2AE

Size: 42,500 square feet, 150 acres of land, 11 bedrooms, 7 bathrooms

The bat cave would cost you a cool £20,000 to insure annually, with its underground parking for your fleet of specialist vehicles. 

Of course, good quality high net worth contents and personal possessions cover would also be required to protect those priceless family portraits and trinkets which have been collected over the generations. 

Don’t forget employer’s liability cover to protect your household staff at all times, and a motor fleet policy would provide cover for all of your valuable vehicles.  

RACHEL AND MONICA APARTMENT (FRIENDS) 

Address: Greenwich Village, New York

Size: 2 bedrooms, bath, combined living/kitchen, balcony

This lovely apartment for you and your friends to hang out in will be covered by the freeholder under their buildings insurance, and your insurance contribution will be covered under your annual maintenance charge or fee. 

However, don’t forget to get some contents insurance and with so many friends popping around, make sure you have accidental damage included for those little gatherings and mishaps that may happen!

If you aren’t handy with DIY (think the episode where Joey becomes a “handy man”!), home emergency cover might also be a sensible choice.

TONY STARK’S CLIFFSIDE MANSION (IRON MAN)

Address: Point Dume, Malibu, CA

Size: 25,000 square feet, 8 bedrooms, 10 bathrooms

This clifftop hanger of a building will cost a sizzling £50,000 to insure each year.  

This impressive and unique property may be set in a great location with beautiful views, but you’ll need to ensure you’re protected from impact, fire and storms. Accidental and malicious damage cover would also be sensible for a property of this scale. 

A beautiful mansion like this is the perfect setting for luxury parties and corporate occasions, so don’t forget your events cover. And, assuming you’re a genius billionaire just like Tony Stark, you’ll want to keep your secrets safe and fend off enemies, so consider cyber insurance for full protection.

HARRY POTTER – PRIVET DRIVE

Address: 12 Picket Post Close, Bracknell, Berkshire (actual address)

Size: 1,650 sq ft, 3 bedrooms

We estimate it will cost £300 to insure the buildings and contents up to £50,000 of this unassuming family home. 

Given the property’s last tennants, there’s every chance a wizard could strike when you least expect it, so home emergency and accidental damage cover are a must.

In fact, with flying cars, flying motorbikes and masses of owls being spotted in the area, impact damage from road vehicles (or other flying objects), as well as pet damage, might just come in handy at Privet Drive! 

Conclusion

Although flying cars and enemy attacks are a very low risk for the majority of regular homes, insurance cost should always be taken into consideration to protect your property and contents. We’ve used a mixture of different styles, locations and sizes to cover a range of different homes and to help our readers get a better understanding of insurance.

We have also highlighted a variety of extra insurance you can add onto your plan to cover a number of things, from pet damage to contents cover. To find out more, please visit:   https://www.alanboswell.com/personal/personal-insurance/home-property-insurance/home-insurance/