Protect your property with our commercial landlord insurance. Talk to one of our property insurance specialists who can search the market to find you the best insurance.
Commercial Property Insurance is for landlords who rent out properties for commercial use such as shops, restaurants or industrial units.
We’ve been working with landlords since 1995, so we know it’s vital to find the right cover for your property. We provide high-quality cover and award-winning service at a great price – so you get the best deal around.
Because our commercial landlord insurance product is managed in-house, we provide a unique service, with pricing, underwriting and claims primarily managed by our own team.
Our advice and service have been recognised by the industry and our customer feedback scores are proof of our consistently high standards.
We've dealt with Alan Boswell for over 10 years and have always been very impressed by their efficiency.
Our commercial landlord insurance policies cover a range of risks, so you get complete peace of mind.
If you are a property owner and you have a change of tenant or processes undertaken within the property you will need to inform your insurance provider. Failure to do this could invalidate any claim.
It is important to make your insurance provider aware if there will be any periods of unoccupancy to ensure the property is covered correctly whilst unoccupied. Again failure to inform your insurance provider could invalidate your insurance.
We have specific insurance designed for landlords to cover the range of property you might have, which is why we can provide a range of additional covers:
Landlord insurance is sometimes known as buy-to-let insurance. The basic product is landlord buildings and contents insurance. This covers risks relating to the fabric of the building and anything you may have left in the property, such as white goods, curtains, carpets etc (contents).
Additional insurance products, such as rent guarantee, landlord legal expenses and home emergency cover can also be added to provide further protection for an additional cost.
The price depends on a variety of factors, such as the property you want to insure, your excess and level of cover. However, we guarantee to beat the price of your like-for-like landlord insurance quote.
Legally, you don’t need to have landlord insurance. However, this cover provides vital peace of mind that your property is protected if the worst happens. Landlord insurance covers the buildings and certain contents of your rental property, while add-on products, including, landlord legal expenses and rent guarantee insurance, can provide additional protection.
The policy provides cover for carpets, curtains and white goods. If you want to cover anything more than this, we would be happy to arrange additional cover for you.
You are covered for £5m legal liability to third parties for any one incident. You also have employers liability cover for people working at your property, up to £10m.
Providing you have a tenancy agreement in place and the tenant has been referenced, there are no restrictions on who you can rent to.
Yes, it will remain in place for new tenants, provided you have another tenancy agreement in place. Our landlord insurance also provides full cover for vacant properties for up to 90 days, subject to precautions.
Comparing insurance quotes can be hard work. Steve Cox, Business Account Manager at Alan Boswell Group, provides his top 10 tips to help you find the right landlord insurance for your buy-to-let property.