We use cookies to give you the best experience and help us improve our website.

Find out more about how we use cookies.

Latest News Why it’s important to protect against subletting
Return to landlord advice articles

Why it’s important to protect against subletting

Protecting against subletting

Subletting can initially seem like a good idea for landlords. If you’re a landlord, you’ll find it easier to find tenants for your property if you allow subletting. However, you should not discount the many possible disadvantages that landlords face when allowing their property to be let by others.

Subletting property doesn’t offer too many advantages to landlords. A major disadvantage is that the initial tenant will be the one to choose the sub-letter. Landlords have very little choice or ability to choose. This means that the tenant may just end up choosing someone who may end up damaging your property.

Landlords also run the risk of having multiple sub-letters come in and out at various times, with the possibility of potential damage increasing each time. If it comes to the stage where eviction is necessary, you will have to evict both tenants.

The initial lease contract will only cover one tenant and not the sub-letter. The latter will not be held accountable for the damages incurred.

While it’s easy to build a good relationship with the initial tenant, letting the tenant sublet your property will not give you the same advantage with sub-letters. Landlords should always be clear about whether they are going to allow subletting or not in the first draft of the lease, so there is no room for misunderstandings on the issue. Make sure that the terms regarding letting to other tenants is explicit in the contract too.

Whether you’re subletting or not, it makes sense to talk to an insurance expert, to make sure your let property is properly insured. We’re specialists in the field and have access to a wide variety of products. Give us a call to see how we can help you today.

Related products: Landlords Insurance Landlord advice and guidance Contents Calculator for Landlords Rent Guarantee Insurance Rent Guarantee Claims Landlords Insurance Your Renewal Date Agent Portal – Code of conduct Rent Guarantee for letting agents Airbnb Insurance Letting agent services Landlord Contents Insurance Landlord Liability Insurance Landlord Cover Commercial Landlord Insurance Serviced Accommodation Insurance HMO Insurance Buy-to-Let Insurance Block of Flats Insurance Excess Protection Insurance Landlords – Do you need insurance? Private Sector Leasing Insurance Landlord Insurance Downloads Landlords Insurance Landlord Building Insurance Multi-Property Landlord Insurance Tenant Referencing Landlord Legal Expenses Insurance Landlord Home Emergency Cover Property Insurance Introducer Scheme