Personal Insurance Advice and Guidance
We've put together a range of insightful resources and articles to help address some of the common and complex questions our customers frequently ask. Covering topics from property and travel to health insurance, medical issues and motoring.
Featured
What is index-linked buildings insurance?
When you take out building insurance, you need to remember that rebuild costs can go up yearly. That’s why many people opt for a policy with a blanket sum insured or index-linking for peace of mind.
Home and property resources
Housing Ukrainian refugees - insurance guidance
Read our guidance on insurance terms when housing Ukrainian refugees.
What is insurance excess cover?
Excess protection insurance helps you recover the excess you’ve paid after making a claim. We explain how it works, the type of policies it usually applies to, and how it could save you money in the long run.
Guide to home insurance during renovations
Whether you’re renovating your own home or transforming a property for your tenants, home insurance during renovations usually needs supplementary cover.
Guide to high-value home insurance in the UK
When your home and contents reach a certain value, you need the flexibility of high-value home insurance to ensure you’re properly covered.
UK guide to leaving a property unoccupied
If you’re leaving your home empty for a while, you’ll need to protect yourself from legal, financial, and security risks. Here’s what to consider to keep your home safe and secure.
Travel
Resources across health and medical
Private medical insurance: an in-depth guide
If you’re considering private medical insurance but don’t know where to start, our complete guide has got you covered.
Six important facts to know about private health insurance
Between 2019 and 2022, the number of people with private health insurance almost doubled. If you’re considering taking out cover, here are six things you need to know before signing on the dotted line.
Calculating the cost of your health insurance excess
We explore the factors that may affect your health insurance excess and the impact this may have on the price of your premium.
What does Private Medical Insurance cover?
Since COVID-19 put unprecedented pressure on the NHS, the number of people with private health insurance policies has nearly doubled. We look at how this insurance works and what benefits it offers.
Why income protection insurance is essential
Complete guide to income protection insurance, which pays a monthly income if you are unable to work through illness or injury.
Vehicles, motor, and car insurance resources
Boat insurance guide: types, cover, and cost factors
Read our comprehensive guide to boat insurance, with details of the cover provided, general exclusions, and how to reduce your premium.
Why you need breakdown cover: expert answers from Alan Boswell Group
We explore what breakdown cover looks like, how it works, what it costs and, more importantly, whether it’s something you need.
What is motor insurance fraud?
With fraudulent motor claims worth £501 million in 2023, we take a look at the types of motor insurance fraud and the consequences for individual drivers.
The dangers of overloading your van
If a van gets stopped for overloading and is also found to suffer mechanical defects, it could result in a court appearance or large fine.
Eight points to consider before hiring out your horsebox
Hiring out your horsebox can be a source of extra income and helps to expand your network of those who share your interests. Before you do, though, read our tips for hiring out your horsebox.