Please note this an offline quote enquiry, if you require an instant quote please call us on 01603 649650 within office hours. By going through this quote enquiry, your details will be collated, and a quote will be sent once reviewed.
To keep this form simple, we make the following assumptions about your circumstances unless you tell us otherwise. Please let us know if you can’t agree to any of the following:
No person to be insured has had insurance declined, cancelled, refused, or had special terms imposed.
No person to be insured has any unspent criminal convictions or pending charges (excluding minor motoring offences).
No person to be insured has had CCJs, defaults, bankruptcy, IVA, or similar financial issues.
The property has not suffered from subsidence, heave, landslip, underpinning, monitoring, or structural movement.
The property has not suffered from flooding and is not in a known flood‑risk area.
The property is in a good state of repair and will be maintained as such.
The property is not near a river, watercourse, quarry, or cliff that would materially affect risk.
The property is not a listed building unless disclosed.
The home is used solely for private residential purposes (not business use, holiday letting, or paying guests).
The home is not occupied by smokers.
The property is fully self‑contained with its own lockable entrance.
No insurer or surveyor has carried out a security survey in the last three years.
No major structural alterations have been carried out other than standard extensions.
If any of these assumptions are incorrect, please let us know on 01603 649650 so we can ensure your quote is accurate.
We must point out your duty to answer all questions fully, accurately and clearly. This duty exists before the cover is placed, when it is renewed and any time it is varied. Failure to disclose a material circumstance may result in the insurer imposing different terms on the cover or proportionately reducing the amount of any claim payable. In some circumstances an insurer will be entitled to void the policy from inception and in this event any claims under the policy would not be paid. To review a copy of our terms of business, please click here. A copy will also be sent with the eventual quote.
