What qualifies as a 'high-value vehicle'?

Definitions vary by insurer, but generally, a high-value vehicle is one with a market value of over £75,000. This can include luxury cars, performance vehicles, classic cars, rare or limited-edition models, and high-spec electric vehicles.

What modifications do you need to know about?

We can accommodate most modifications. However, you must disclose any changes or additions to the vehicle that were not part of its original specification or that were made to it after it left the production line.

What is 'agreed value' cover?

Under agreed value cover, you and the insurer agree on the car's value at the beginning of the policy. If the vehicle is declared a total loss, you will receive the agreed value rather than its current market value.

Am I covered for track days?

Track day cover isn’t usually included as standard, but we work with insurers who may consider adding this to your motor policy, depending on the circumstances and subject to underwriting criteria being met.

Are there any security requirements?

Security requirements will vary by insurer and the vehicle, but may include: Thatcham-approved alarms or trackers Secure garage parking Additional immobilisers

High-Value Vehicle Insurance | Alan Boswell Group

Name: High-Value Vehicle Insurance
Brand: Alan Boswell Group
Rating: 4.8 (12422 reviews)

Whether you drive a classic sports car, supercar, or luxury SUV, your high-value vehicle needs more than standard car insurance.

Our high-value vehicle insurance is designed specifically for luxury, performance, prestige, and classic vehicles, providing bespoke protection, agreed-value options, and access to specialist repairers.

The Alan Boswell Group Difference

Prestige and performance cars need more than standard car insurance. We arrange bespoke, high-value vehicle insurance designed around the way you own and use your car.

By understanding your individual circumstances, from annual mileage and storage arrangements to security measures and European travel, we arrange cover that reflects both your vehicle’s value and your lifestyle. Cover can also be provided for multiple vehicles under a fleet policy, providing the convenience of a single renewal date.

Dan Hurd - Private Client Account Executive

How our customers rate us

Excellent service from Mark Linehan who thoroughly understands the insurance market and our requirements. He has been our trusted adviser for many years.

Cornelius - Private Car Insurance

4.8/5 12422 reviews

High-value vehicle insurance in detail

Comprehensive

Comprehensive cover for you and any named drivers. This also usually includes cover for the policyholder to drive other cars.

Courtesy car

Cover for a replacement vehicle of a similar type when the vehicle is being repaired as part of a claim.

EU cover

Cover for driving your vehicle in the EU for up to 90 days.

Choice of repairer

Freedom to choose your own garage or repairer when making a claim.

New vehicle replacement

Cover for like-for-like replacement for new vehicles, usually within the first 24 months from registration and where you are the first registered keeper.