Speak directly to our team
01603 967967
We all insure our homes, holidays, and cars but often we forget to insure ourselves. Taking the time to review your own financial arrangements in case something life-changing occurs is also important – especially for your loved ones.
We can provide you with the knowledge, expertise, and make recommendations that will help give you and your family peace of mind in the event of an accident, illness or death.
Protection for you and your family
Advice from the experts
Protection should be part of your financial planning for the future. It’s a difficult subject to consider, but having adequate protection will give you greater peace of mind as the years go by.
Don’t hesitate to get in touch if you have questions, we are always pleased to help and can provide advice tailored to your personal circumstances.
Life insurance
Having cover in place for if you pass away or become ill gives you peace of mind of knowing your family will be provided for. The cover may be needed for outstanding debts such as a mortgage, household bills, everyday living costs, or childcare costs.
Critical illness cover
Critical illness cover is an insurance policy that pays out a lump sum if you’re diagnosed with a medical condition. It’s designed to financially support you and your loved ones during your diagnosis so that you don’t have to worry about bills or other financial obligations, allowing you to focus fully on your treatment.
Income protection insurance
If you are off work due to illness or injury, income protection insurance pays you a monthly income to cover basic living costs, so you and your family can cope financially.
Personal accident and sickness
If you are unable to work due to an accident or sickness, the bills will still need to be paid. If you have children to look after or loans to repay, the financial impact of being unable to work could be significant.
What is intergenerational wealth planning and why is it so important?
Intergenerational wealth planning helps families to pass on money in tax-efficient ways, as well as helping the different generations achieve their financial goals.
Your pension when you turn 75 | All you need to know
It’s important to understand how the rules surrounding your retirement savings affect what you can do with your money once you hit this landmark birthday.
How much do I need to retire?
Over 40% of people don’t know how much they need to save for their retirement. In this article, we help you calculate how much you need to put away for different types of retirement lifestyles.