The earlier you start thinking about the lifestyle you want to enjoy once you finish work, the earlier you can start taking steps to achieve it. Financial freedom is something we all want from retirement, but it requires consideration and planning many years before we reach retirement age. The earlier in life you start contributing to a pension, the longer the money will have to work for you. Once you reach retirement, there are many options available in terms of how you can access the money.
Whether you are about to start saving into a pension, or you are approaching retirement, we will help you find the best retirement solution.
The Alan Boswell Group Difference
Our experienced advisers will take the time to get to know you, getting a full picture of your current situation and your financial goals. We’ll explain your options clearly with no technical jargon, making sure we understand which solution suits you best and ensuring that you get the most from your retirement savings.
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Planning for your retirement
Fact finding
We’ll meet you at a time and place that’s convenient for you, and undertake a ‘fact finding’ exercise to get a full picture of your current situation and your financial objectives.
Your lifestyle
Our advisers take the time to get to know you and your plans for retirement, making sure we understand which option suits you the best and ensure that you get the most from your retirement.
Regular review
Once we a agree a solution we’ll put the plan in place. If you wish, we can continue to review your retirement plan on a regular basis.
Speak to our retirement planning advisers
Our expert advisers are here to help you understand your Retirement options and will make recommendations based your financial objectives.
Personal pensions
Personal pensions are a way of saving for your retirement, in addition to the pensions you get from work or the state. There is no minimum age to start a personal pension, and there are a number of different plans on the market, all of which we can go through with you.
The rules around how you can access your pension benefits have become a lot more flexible in recent years, which makes obtaining independent advice about your options more important than ever. We’ll explain your options, as well as any tax benefits or implications.
This tax year (2021/22) will end on Tuesday 5th April. We look at why now is the time to look at your tax year-end planning with your financial adviser.
What is a SIPP, and is it the best option for you to plan for your retirement? Managing your own pension has become increasingly popular in recent years, but you need to have the confidence and time to do so.
