Our dinghy insurance is designed for sailors, fishermen, recreational boaters, water sports enthusiasts, lifeguards, researchers, tour operators, and others, catering across a range of water-related activities and purposes. Unique cover options are available to suit your needs.
Purchase dinghy insurance cover for your beloved boat and hit the water knowing you have the right cover in place. Our cover can offer you a range of benefits such as 25% discount after five years and your no claims bonus is automatically protected. Other policy benefits included:
Talk to us about your requirements and we will provide you with a comprehensive policy for your needs and requirements.
We’d like to think of ourselves as boat enthusiasts.
We are specialists in providing bespoke insurance tailored to meet your precise requirements and that’s no different when it come to your dinghy. Whether your preference is a Standard Dinghy, High-Buoyancy, Norwegian Pram, Dories or a Whitehall Rowboat, we can assist you in selecting the ideal insurance policy for both you and your boat.
I felt the service I received was genuine, warm, friendly and knowledgeable.
Your insurance needs will vary depending on what you sail and where, but can include:
Alan Boswell Group working with Navigators & General.
Read our comprehensive guide to boat insurance, with details of the cover provided, general exclusions, and how to reduce your premium.
We spoke to Chris and Justin at Richardsons Leisure about how Alan Boswell Risk Management help them to manage health and safety at their sites.
Boat insurance protects your vessel, its equipment, your liability to other craft on the water, and the people on your boat.
While it is not a legal requirement to have insurance simply if you own a boat, you will need at least third-party cover to use it on the UK’s inland waterways. Most UK harbours and marinas also insist on a minimum of third-party cover to protect all their customers.
To own a boat kept ashore, no licence is required. However, for inland waterways usage, registration, potential licensing, a BSS certificate, and third-party insurance (usually with a £1m limit, though the Broads Authority requires £2m) are needed.
The BSS certificate is essential for boats with certain permanent electrical systems. Using a boat without required documentation invalidates insurance. Consult the navigation authority for specific requirements on your waterway. If sailing beyond UK waters, a registration document from the UK Ship Register is mandatory.
Not necessarily. While a Boat Safety Scheme (BSS) certificate is essential for registering or obtaining a licence on inland waterways, there are exceptions. For instance, privately owned ‘open boats’ without motors, such as canoes, don’t need one. Some motorboats, especially those without electrical systems, may also be exempt. It’s always best to consult the navigation authority for specifics. However, boats requiring the BSS certificate must be tested every four years, and owners should ensure they maintain the necessary standards.