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Students contents insurance provides cover for students when they are away from home at college or university, including liability for damage against fixtures and fittings which you may be responsible for.

The cover included:

  • Cover for theft or damage of property
  • Liability for damage caused by negligence
  • Accidental damage for only £10.00 extra
  • Optional cover for laptops and computers
  • Optional cover for pedal cycles

Alan Boswell Difference

Tenants contents insurance

We are well placed to provide expert advice to tenants, having given advice to tenants and landlords for more than 30 years. Our tenants contents policy has been designed specifically for people who rent, covering everything from low- to high-value contents. Our policies give you the freedom to select just the cover you need, so you don’t end up paying more than you have to.

How our customers rate us

Excellent prompt service on insurance matters for both our properties.

Mr Sanders, Household Insurance

Students Contents Insurance in detail

Features of students contents insurance are as follows:

  • New for old cover New products or replacement value in the event of damage or a loss.
  • Landlords fixtures and fittings Cover for landlords fixtures and fittings in the event of damage.
  • Theft from outbuildings This covers you if you have something stolen, such as a pedal cycle, that was kept in a shed, greenhouse, or garage. The cover is up to £2,500.
  • Accidental damage Automatic inclusion of accidental damage to computer, audio, and visual equipment.
  • Contents in garden Cover for contents within your garden up to £2,500.

Key exclusions include no cover for wear and tear, pet damage, or for E-bikes and scooters.  Full details of the cover is available by reviewing the policy wording and summary available via the ‘Get a Quote’ link above.


  • Students contents is an insurance policy to ensure that your personal possessions are covered against loss or damage, this also extends to your landlords fixtures and fittings that you may be responsible for, to help protect your deposit should an accident happen. To estimate the value of your belongings, try our contents calculator.

  • Cover starts from, and in most cases is, £75.00 for the year inclusive of insurance premium tax.

  • You can have home contents insurance, but be sure to check that this policy will cover your tenants liability against landlords fixtures and fittings as not all policies will.

  • Student contents is not mandatory but highly advisable, for just a small amount of money you can protect against damage to your expensive phones and laptops.

  • Yes you can, simply tell us the change of address and we will update your details.

  • If you buy a property you would need to take out separate buildings insurance. We would provide a pro-rata refund and help you take out a new policy.

  • Yes you can, there will be an applicable pro-rata increase or reduction, along with any applicable admin fees.

  • No, it is not possible to earn no claims discount on this policy.

  • No, a landlord or letting agent can only insist you take out a policy but not tell you which policy to take out.

  • No , tenants liability is a cover provided within most contents policies – it covers your legal liability against damage to landlords fixtures and fittings that you are responsible for as a tenant. The level of responsibility would be detailed in your tenancy agreement.

  • If your lease makes you responsible for the door then yes it would be covered.

  • These are covered automatically in the home and can be specified to be insured away from home.

  • Pedal cycles can be specified on the insurance.

  • Your students contents policy can be amended for change of address and increased for extra cover during the year.

  • Keycare cover can be purchased for an additional £15.00.

  • No, these are not covered.

Get in touch

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01603 649650
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