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Private Car Insurance
Car insurance is a legal requirement and it is a criminal offence to drive without it. Whether you’re involved in an accident that is at fault or non-fault, it makes sense to have the right insurance in place.
- Finance Monthly Insurance Broker of the Year 2022
- Feefo service rating of 98%
- Personal service over the phone
- In-house claims team
- Range of policies to cover daily drivers to classic cars
- Option to include additional covers, such as key care, breakdown, motor legal etc
The Alan Boswell Group Difference
At Alan Boswell Group we believe in providing our customers with competitive car insurance products suitable for their needs. Being independent, we are able to provide impartial advice on the best product for your needs. Our reputation in the market enables us to negotiate competitive pricing, ensuring you get value for money.
How our customers rate us
I have used Alan Boswell for about 15 years now and have always been exceptionally pleased with the service.
Private Car Insurance in detail
Private car insurance provides many features and benefits:
- Uninsured driver promise
- Vandalism promise
- EU cover
- Personal belongings cover & child seat cover
- Medical expenses cover
- Low excesses
- Windscreen cover
- Courtesy car cover
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- Standard Car
- Commercial Van
- Motorhomes & Campervans
- Classic Cars
- Modern Classics
- American Classic
- Kit Cars
- 4×4’s
- Modified Cars
- Classic Taxi’s
- Classic Vans & Pick Ups
- Learner Driver Cover
- Wedding Hire Cover
- Laid Up Cover
- Family Fleet Cover
- Business Car Cover
- And many more
Additional benefits
There is also the option to incorporate additional products:
- Motor legal Cover for legal expenses and defence should a motoring dispute end up in court.
- Breakdown Full breakdown cover including homestart, onward travel, European breakdown etc
- Key cover Cover for loss of keys (home, office, or car).
- Excess protect Option to purchase cover to reduce your excess exposure.
- Guaranteed hire car Guaranteed car in the event of a claim
- GAP insurance Cover for difference between write-off value and invoice/finance costs.
When comparing insurance products it is important to compare on a like-for-like basis. Many of the companies that promise cheap insurance will do so by stripping out covers and applying large excesses and low limits leaving limited cover.
Always ensure you have the correct use noted for your vehicle. If you do even the smallest drive in conjunction with your employment you will need business use (other than travelling to and from work). Failure to do so means the damage to your vehicle may not be covered in the event of an accident.
Always be as accurate as possible when answering questions as what may seem a small oversight could leave to a claim not being covered.
FAQs
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You have to tell us about all convictions unless they are spent under the Rehabilitation of Offenders Act. All motoring convictions will need to be declared within a set time frame as explained by your adviser.
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Yes, increasing excesses can make a sizeable difference to insurance premiums, however always ensure the excess is affordable.
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Yes you can change vehicle. There will normally be a change in the premium reflective of the new vehicle and this will be on a pro-rata basis.
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Yes, you can change vehicles and drivers temporarily. There will be additional charges for making these changes and these will depend on individual circumstances.
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We cover any modifications to the vehicle that are standard options. Non-standard options will need to be discussed with an adviser who will be able to arrange suitable insurance.
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All claims whether fault or non-fault need to be declared to ensure your cover is placed on the correct basis.
Get in touch
Abbie Fryer
Insurance Adviser
Abbie joined Alan Boswell Group in March 2021, coming from an international health insurance company where she worked for five and a half years since…
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