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Home » Personal » Personal Insurance » Motor Insurance » RAC Breakdown Cover

Clients of Alan Boswell Group can benefit from discounted cover from the RAC, one of the UK’s leading providers of Motor Breakdown Cover.

The RAC are one of the most trusted names in the UK. They attended over 2m breakdowns last year – that’s one every 18 seconds! Here are some of the other benefits of RAC Breakdown Cover through ABG:

  • Home and roadside assistance as standard
  • Unlimited call outs
  • No age restrictions
  • Personal and commercial vehicles
  • 4 out of 5 vehicles fixed at the roadside
  • 93% of members would recommend
  • From just £69 per year

The Alan Boswell Group Difference

We are not on any internet comparison sites and do not have any cuddly toys or gimmicky marketing tricks. We simply put all our effort in providing our customers the best cover, for the right price combined with a premium-level service.

We believe in providing our customers competitive car insurance with products suitable for their needs. Being independent we are able to offer impartial advice on the best product for your needs. Having access to multiple insurance companies we are able to command competitive pricing ensuring you get value for money.

How our customers rate us

I have used Alan Boswell for about 15 years now and have always been exceptionally pleased with the service.

Mr Calver, Private Car Insurance

RAC breakdown cover in detail

A breakdown can happen to anyone at any time – and it’s not just old, unreliable cars that can breakdown. Punctures and flat batteries are the two biggest culprits of a call-out and they can happen to any car, new or old.

The cost of a call-out can be very high and with many recovery services you’ll just get towed to the nearest garage for a repair.

Alan Boswell Group recommend breakdown cover through the RAC, who repair 4 out of 5 vehicles at the roadside. Alan Boswell Group clients can also benefit from RAC Breakdown Cover at a reduced rate (from just £69 per year if you have a motor insurance policy with us).

Our RAC cover includes:

  • Roadside Roadside assistance more than ¼ mile away from home and recovery within 20 miles for driver and passengers
  • Recovery Recovery of the vehicle and passengers to any UK destination
  • At Home Assistance if the vehicle breaks down at home or within ¼ mile of home. If vehicle can’t be fixed, recovery within 10 miles
  • Onward Travel If a longer repair is needed, choice of hire car, alternative transport or overnight accommodation for driver and passengers
  • European cover The RAC’s European Motoring Assistance covers you in 50 countries and their offshore islands in continental Europe (optional for motorhomes and classic cars)

Features

Roadside, Recovery, At Home & Onward Travel features:

  • 24/7 breakdown assistance and recovery in UK, Guernsey, Jersey or the Isle of Man
  • Transport for you, your passengers and your vehicle to any UK destination
  • No call out limit
  • Free labour at the roadside
  • No time limit on labour at the roadside
  • If the vehicle can’t be fixed at the roadside and needs a longer fix, you can choose from a hire car, overnight accommodation or alternative transport options for passengers
  • Cover within a quarter of a mile from your home address
  • Motorhome vehicle usage includes hire and reward

EU Cover Features

  • If the vehicle cannot be fixed by planned return date, we will cover the cost of unaccompanied recovery of the vehicle to the UK up to the market value of the vehicle
  • Contribution towards labour costs if the vehicle can be fixed on the same day as the breakdown
  • Cover for multiple trips to Europe for up to 90 days per trip
  • If the vehicle cannot be fixed within 12 hours we provide a Hire Car up to £125 per day to a limit of £1500 or Alternative Hotel up to £30 per person per day up to a maximum of £500

Exclusions

Roadside, Recovery, At Home & Onward Travel exclusions:

  • Parts costs
  • Breakdown caused by Accident, Fire, Theft or driver induced fault
  • Hire car: does not cover Fuel, insurance excesses or delivery/collection costs
  • At Home 10 mile tow only
  • Hire car subject to terms & conditions e.g. age limits/card deposits

EU Cover Exclusions:

  • The costs of meals and any extra costs
  • In the event of illness, customers will be asked to prove they are the only viable driver in their party

Why bother with breakdown cover

A lot of people think breakdown cover isn’t a necessity – so we’ve compiled a list of the main objections to taking out a Motor Breakdown policy:

  • Great, do you know what level of cover you have? Does it include At Home or National Recovery?

    It’s worth checking the type of cover; personal or vehicle. Most bank accounts are personal cover which is great as it covers you if you’re travelling in any vehicle. But does anyone else drive your vehicle? Your partner, child or a relative?

  • That’s good, but do you know what level of cover you have and who it’s with? The RAC provide a repair over recover culture but some companies don’t. With 4 out of 5 vehicles fixed at the roadside you’ll be more likely to get on with your day when covered with RAC

  • The two most common causes of breakdown are a puncture or a flat battery; these can happen to any vehicle.

    Many modern vehicles now don’t even carry a spare wheel. Maybe worth checking.

  • Did you know RAC patrols fix over 80% of vehicles at the roadside? With over 500 parts carried 4 times out of 5 they can get your vehicle going again at the roadside. Remember your friend may be a mechanic, but you’ve still got to get your vehicle to them!

  • Even so, it may be worth checking with your local recovery company to understand how much they would charge to recover you, should you breakdown. Costs vary nationwide but it can be in the region of £150 and more for larger vehicles.

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