The modern day version of the horse and cart, light goods vehicles are commonplace on the road. Playing a major part in the success of many-a-business, light goods vehicles still have to adhere to the same insurance legislation as other vehicles. While some vehicles are used for personal use the majority will be used for business use and these needs are reflected in the insurance options we are able to provide.
We have access to a large number of insurance products and will provide expert independent advice about the best products for you. We can provide cover for everything from standard vans, tippers, refrigerated vehicles and flatbeds, all the way through to haulage lorries and special/unusual vehicles. Whatever it is you drive, our team will leave no stone unturned in the search to find you the best policy to suit your individual needs.
Good, well-informed adviser helped me select the best policy for me.
Van insurance policies tend to include:
Your policy can also be extended to include:
A key exclusion for van insurance is theft from unattended vehicles. While this can be purchased as additional cover, it is important to remember that it’s excluded from most policies.
Yes, you will be able to earn no claims bonus on this insurance.
It is possible to have van insurance as a personal insurance but you need to be mindful if you repeat uses that could be deemed commercial, e.g. multiple car boot sales.
Yes, there will be various excesses dependent on the cover you choose. There will be the option to increase and decrease some excesses. These options will be explained in advance of any purchase.
This depends on the vehicle you are changing to and the type of policy you are on. Most changes of a similar nature such as replacing a van with another van will be fine, but changing the type of vehicle, for instance from a van to an HGV may not be possible.
Due to varying factors, it is impossible to state how much van insurance costs in general. The major rating factors are age, type, and value of vehicle, as well as who the drivers are, what it’s being used for and what their claims history is.
Motor legal expenses provides legal assistance to recover the out-of-pocket expenses that you may experience as a result of an accident that was not your fault and provides hire car/van cover for up to 14 days per period of insurance (max. 2 claims).