Speak directly to our team
01603 649650
Van Insurance
The modern day version of the horse and cart, light goods vehicles are commonplace on the road. Playing a major part in the success of many-a-business, light goods vehicles still have to adhere to the same insurance legislation as other vehicles. While some vehicles are used for personal use the majority will be used for business use and these needs are reflected in the insurance options we are able to provide.
- Cover for internal racking
- Carriage of own goods
- Cover available for hire and reward
- Courtesy light goods vehicle in the event of claim
- Independent impartial advice
The Alan Boswell Group Difference
We have access to a large number of insurance products and will provide expert independent advice about the best products for you. We can provide cover for everything from standard vans, tippers, refrigerated vehicles and flatbeds, all the way through to haulage lorries and special/unusual vehicles. Whatever it is you drive, our team will leave no stone unturned in the search to find you the best policy to suit your individual needs.
How our customers rate us
Good, well-informed adviser helped me select the best policy for me.
Product detail
Van insurance policies tend to include:
- Third party cover – This is the minimum level of insurance required to drive a vehicle within the UK.
- Fire and theft cover – In addition to third party cover this covers fire damage and theft of vehicle.
- Comprehensive cover – Cover for damage to your own vehicle.
- Carriage of own goods/goods in transit – Cover for your own goods e.g. tools of your trade, van contents, own products for delivery etc.
Your policy can also be extended to include:
- Hire and reward – Cover for carriage of other people’s goods for a fee e.g. courier
A key exclusion for van insurance is theft from unattended vehicles. While this can be purchased as additional cover, it is important to remember that it’s excluded from most policies.
FAQs
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Yes, you will be able to earn no claims bonus on this insurance.
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It is possible to have van insurance as a personal insurance but you need to be mindful if you repeat uses that could be deemed commercial, e.g. multiple car boot sales.
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Yes, there will be various excesses dependent on the cover you choose. There will be the option to increase and decrease some excesses. These options will be explained in advance of any purchase.
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This depends on the vehicle you are changing to and the type of policy you are on. Most changes of a similar nature such as replacing a van with another van will be fine, but changing the type of vehicle, for instance from a van to an HGV may not be possible.
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Due to varying factors, it is impossible to state how much van insurance costs in general. The major rating factors are age, type, and value of vehicle, as well as who the drivers are, what it’s being used for and what their claims history is.
Get in touch
Speak directly to our team
01603 649650
Holly Garry-Rust
Insurance Adviser
Prior to Alan Boswell Group, Holly worked for 18 months at Drayton insurance, building on her existing motor insurance knowledge and getting to know the…
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