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Agricultural Vehicle Insurance
A farmer’s machinery and vehicles are a vital asset. Whether you are a landowner, contractor, smallholder, or run your own farm with a fleet of agricultural vehicles, your machinery plays a critical role in your day-to-day work.
Our service is tailored to ensure cover for all agricultural vehicles, machinery, commercial vehicles, and private cars all on one policy.
- Fully comprehensive
- Public liability
- Personal accident cover
The Alan Boswell Group Difference
Farm insurance is one of our fields of expertise. We have dedicated farm advisers across our seven offices, covering farms in Norfolk, Suffolk, Cambridgeshire, and Lincolnshire.
We utilise our unique farm scheme, backed by Aviva, and farm specialists within our claims team, to ensure you get the cover you need. The agricultural vehicle and machinery insurance we offer will be tailored to suit your farming operation and the risks you are exposed to.
How our customers rate us
Great team, service and knowledge outstanding. The best vehicle insurance experience I think I've ever had!
Agricultural Vehicle Insurance in detail
Whether you operate a pastoral or arable farm, you’ll inevitably be using a range of vehicles and machinery in your day-day-to-day operations. The temporary, or total, loss of a vehicle or key piece of machinery can have consequences for all your farming activities. Having tailored, comprehensive, insurance in place helps to protect you from financial loss and gets you back up and running as quickly as possible.
Our specialist farm insurance brokers have a wealth of experience dealing with the exposures commonly found on farms, helping to ensure that you get the right cover for your risks, without paying for unnecessary extras.
Cover options
- Agricultural vehicles, plant, commercial vehicles, and private cars Can be covered under one policy.
- Cover options Choose from; fully comprehensive; third party, fire and theft; third party only; or laid up, fire and theft.
- Trailers, agricultural implements, and attachments Cover for trailers, agricultural implements, and attachments whether attached or detached from the vehicle.
- Public liability Third-party property damage and third-party injury.
- Legal costs Legal costs covered following an insured accident.
- Personal accident cover Cover for injury, bodily disablement, or death due to an accident.
- Personal belongings cover Provides cover for personal belongings in your vehicle if they are lost or damaged due to an accident, fire, theft, or attempted theft.
- Glass cover Repair or replacement.
- Agricultural vehicle GPS equipment automatically covered Limited cover is provided under motor policies, for wider cover a farm combined policy will be more suitable.
FAQs
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Agricultural, horticultural, and forestry vehicles used off-road are tax exempt. For further information please refer to the Government website.
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Tractors do not need an MOT. Similarly, agricultural vehicles used off-road are MOT exempt as long as they are not on the road for more than six miles a week when passing between land you occupy. Further information on MOT exemptions can be found here.
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Yes, any vehicle used on a public road needs to be insured.
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