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Business Business Insurance Care and Medical Complementary Therapy Insurance Association of Reflexologists

As a member of the Association of Reflexologists (AoR) you can take advantage of an insurance policy which has been specifically designed for the Association to offer comprehensive cover for you, your business, and your clients.

You should find everything here that you need to deal with your own therapist’s insurance. However, if you have any questions which are not covered, or would like to talk to someone about a particular subject, please contact Tom or his team – we would love to hear from you.

If you’re not a member of the AoR, please call us to enquire about other therapists insurance cover.

The Alan Boswell Group Difference

The Association of Reflexologists has appointed Alan Boswell Insurance and Financial Services Group to deal with all aspects of insurance for the Association, including the Therapist’s Public Liability and Malpractice scheme arranged on behalf of members of the AoR.

We already look after over 2,000 AoR members, offering peace of mind for you and your business.

Testimonials

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Total support with utmost courtesy and patience

Mrs Shrubb - Reflexology Insurance

Reflexology Insurance in detail

What is covered?

The standard AoR insurance cover is for public liability insurance, products liability insurance and Treatment risks cover for Reflexology and some other treatments (please refer to the Approved Therapies list below):

Public liability insurance Accidental injury to members of the public or accidental damage to their property.

£6,000,000 any one claim.
Products liability insurance Accidental injury or accidental damage to property resulting from products supplied in connection with treatment of a client.

£6,000,000 for any one period of insurance.
Treatment risks cover on selected therapies £5,000,000 - Cover is provided to protect clients in the course of their treatments. Cover includes breach of professional duty consequent upon any neglect, error, or omission in providing advice, treatment, or therapy.
This cover is only included on selected therapies. Please check your cover carefully.
Business equipment insurance £1,000 cover – higher limits are available. Cover is provided automatically for all types of business equipment used by the therapist including laptops, specialist chairs, mobile phones, books.
£50 excess applies.
Full access to Aviva Businesslaw online A comprehensive support package of legal help, tools, and templates, designed to address the needs of small businesses.

What are the costs?

Our cover starts from as little as £63.94 and the cost is calculated on the therapies which you practice; our dedicated scheme allows you to tailor your cover depending on the specific therapies you practice to ensure you get the best value cover, if you are unsure then please contact us.

Student GAP insurance If you have completed your studies but are in the process of obtaining your qualification certificate, you can take out GAP insurance for just £10. This covers you for up to 12 weeks so you can immediately continue to practise and provide treatments for any clients. Once your qualification certificate is received you can apply for full membership with the AoR and upgrade your insurance cover to an annual policy.

Extensions of cover

You can optionally extend your therapist’s liability policy to provide additional business insurances:

Business equipment cover Business equipment, including computers, can be increased to £5,000 for an additional cost of £72.60 or you can increase to £10,000 for £121. Cover is provided on an all risks basis, anywhere in Europe.
Personal accident cover Provides capital benefits of either £10,000 or £20,000 in the event of accidental death or personal injury.
Temporary total disablement of either £100 or £200 per week - payable for 104 weeks following an accident.
Deferment period is 7 days.

Additional cost: either £33 or £66
Business interruption cover Additional costs incurred as a result of loss or damage to your business equipment - up to £10,000 (subject to business equipment being insured under same policy and a claim being accepted).
Includes claims following loss or damage at members premises (or homes) subject to insurance cover being in force for the main loss.

Additional cost: £33
Employers liability cover Limit of indemnity £10,000,000
Wage roll basis up to £20,000 per annum

Additional cost: £61