It is now common practice for companies to send their employees – their most valuable assets – to work around the globe. Standard travel insurance will often not be enough, especially if your employees make regular long-haul business trips abroad.
A comprehensive business travel insurance policy, whether just for the occasional trip or multi-trips anywhere in the world (including the UK), includes a wide range of benefits and is backed up by immediate, professional, and worldwide assistance services.
For more than 30 years we have worked with many different businesses and recognise that no two are the same. Our insurance advisers will analyse your business, identify the risks and provide advice to protect against them.
As an independent insurance broker we have access to a wide range of products, so we can provide you with the best solution for your business. Add to this service our outstanding in-house claims team and risk management solutions and you have your ideal insurance partner.
Good insurance ensured. They have looked after all my business insurances at a better cost than others. The personal service is what is needed these days.
In addition to a comprehensive insurance package, many policies include added benefits which improve a corporate employment package, such as:
To provide you with a quote we need your estimated travel pattern (number of trips, length, and destinations) plus total company wage roll.
Typical policy limits would be:
Cash payments if insured employees are killed, lose limbs or eyes, or are totally or partially disabled by an accident covered by the policy.
Yes, as long as these are included in your travel pattern. Repatriation is likely to be to their usual country of residence.
It funds the cost of independent crisis consultants if negative media coverage is likely to affect corporate earnings as a result of an insured event.
All-important emergency assistance, and a range of online and telephone based services that can be used at any time, not just when a claim is being made. Plus numerous website support including security awareness information. Local embassy, consulate, and legal services are also provided.
Services include multi-lingual support, emergency messaging and liaison with hospitals, clinics, and consultants. Claims are settled directly by insurers including subsequent repatriation costs.
If you plan to charge vehicles on your commercial premises, it’s important that you understand the risks and that you’re properly insured.
Covid-19 has highlighted the importance of protecting businesses and decisions made. As well as contingency plans, it also means having appropriate management liability insurance (MLP). We explore directors’ liabilities and how MLP can mitigate financial losses.