It is now common practice for companies to send their employees – their most valuable assets – to work around the globe. Standard travel insurance will often not be enough, especially if your employees make regular long-haul business trips abroad.
A comprehensive business travel insurance policy, whether just for the occasional trip or multi-trips anywhere in the world (including the UK), includes a wide range of benefits and is backed up by immediate, professional and worldwide assistance services.
As a leading independent insurance broker and one of the eastern region’s largest financial planners, our business is perfectly placed to guarantee an independent, personal, bespoke service with the clout and connections of a big player.
We aim to ease the burden that arranging insurance or financial planning can bring. We pride ourselves on our personal approach, providing a dedicated contact to review your situation and provide continuous expert advice for your business or personal needs.
Good insurance ensured. They have looked after all my business insurances at a better cost than others. The personal service is what is needed these days.
In addition to a comprehensive insurance package, many policies include added benefits which improve a corporate employment package, such as:
To provide you with a quote we need your estimated travel pattern (number of trips, length and destinations) plus total company wage roll.
Typical policy limits would be:
Cash payments if insured employees are killed, lose limbs or eyes or are totally or partially disabled by an accident covered by the policy.
Yes, as long as these are included in your travel pattern. Repatriation is likely to be to their usual country of residence.
It funds the cost of independent crisis consultants if negative media coverage is likely to affect corporate earnings as a result of an insured event.
All-important emergency assistance, and a range of online and telephone based services that can be used at any time – not just when a claim is being made. Plus numerous website support including security awareness information. Local embassy, consulate and legal services are also provided.
Services include multi-lingual support, emergency messaging and liaison with hospitals, clinics and consultants. Claims are settled directly by insurers including subsequent repatriation costs.
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.
Claims Consultant Sharon Theobald explains some of the common mistakes people make when making a claim – and steps you can take to avoid them