Have you considered what would happen to your business if a key member of staff suffered a serious injury and was unable to work? It is easy to overlook employees when it comes to protecting your company assets. But how would you react if something happened to them? What contingency plans do you have in place?
Group personal accident insurance is designed to provide a tax-free cash payment in the event of the death, disablement, or loss of hearing, sight, or speech following an accident. Both fixed lump sums and ongoing weekly benefits are available.
Alan Boswell Group is one of the UK’s largest independent insurance brokers and has worked alongside leading providers to develop bespoke Group Personal Accident products.
We take the time to understand your individual business processes, people and risks, so we can provide expert independent advice and insurance protection. With access to both mainstream and niche liability insurance providers, we can arrange comprehensive insurance programmes to meet the needs of your business.
The service I received was of the very highest standard. It was prompt, clear and concise.
There are lots of options for group personal accident cover:
Group personal accident insurance will provide a lump-sum, or ongoing weekly payment, to your business in the event of an injury to a member of staff. This could be of considerable benefit and help you avoid business interruption. Alternatively, the payment can go directly to your employees or their families.
The business decides where the money goes. You can give it to the injured person, their family, or use it to hire temporary staff.
You decide who is covered. Available to directors and employees of the company including manual and clerical staff.
No. The whole process is quick and easy to arrange – no long forms, no medical examination, and an inexpensive premium.
Legal liability does not need to be established in order to make a claim.
No. Personal accident insurance is intended to protect employees against unexpected events and not any illnesses or pre-existing conditions which were known about.
Personal accident insurance will only pay a benefit if an employee suffers an injury or dies as a direct result of an accident.
Cover is flexible and can be bespoke to your requirements, for instance:
Ian was born and raised in London. He started work in 1981 with Legal and General as a Personal Lines Account Handler. After a brief…
Andrew joined the insurance industry after completing college and hasn’t looked back since. Having joined Alan Boswell Group in 2003 as a Claims Handler, he…
If you plan to charge vehicles on your commercial premises, it’s important that you understand the risks and that you’re properly insured.
Covid-19 has highlighted the importance of protecting businesses and decisions made. As well as contingency plans, it also means having appropriate management liability insurance (MLP). We explore directors’ liabilities and how MLP can mitigate financial losses.