Structural Warranty Insurance

We have the ability to place and arrange cover for a vast array of projects and builds. We have providers able to cover new speculative developments, redevelopments including change of use and cover for completed projects. We can help with arranging cover for both Commercial and Residential projects.

• Building Control Services – Combing the surveys for Building Control and for the Structural Warranties can reduce demands of your time on site. Some providers are able to provide quotations to amalgamate the Building Control with the required inspections for the Warranties.
• Defect Cover – includes Load Bearing Foundations, Roof Coverings, Load Bearing Walls, Partitions, Floors and Staircases, Roof Framing Systems, Loadbearing Lintels and Chimneys & Flues.
• Debris Removal Cover – included within the cover provided for the structure
• Professionals Fees – Fees such as architects, surveyors, legal, consulting engineers and other fees necessarily and reasonably incurred in relation to the complete or partial rebuilding or rectifying work to your home are generally covered
• Contamination Cover – cover can include the cost of remediation expenses incurred in compliance with a Statutory Notice in respect of contamination of the Policyholder’s land (if an Approved Inspector carried out Building Control)
• Non Compliance with Building regulations – cover can include the cost of repairs where there is a danger to the physical health and safety of occupants because the property does not comply with Building Regulations
• Alternative Accommodation – Policies can include cover for Alternative Accommodation costs and expenses in respect of removal and storage if your home is uninhabitable as a result of the insured defect

The key advantages of Structural Warranty insurance are for the end purchaser as there is no need to establish who’s at fault and for complex litigation, in the event, there is a structural defect. The policies transfer automatically between owners.

Policy cover includes the cost of complete or partial rebuilding or rectifying work to the property which has been affected by major damage by an insured defect.

Policies are designed to cover the cost of making good any defect in the design, materials or workmanship in the newly constructed or altered drainage system.

This includes the necessary and reasonable costs of repairing, replacing or rectifying any part of the waterproof envelope of the property home as a result of ingress of water caused by a defect in the design, workmanship, materials or components of the waterproofing elements of the property.