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Our teachers’ liability insurance scheme has been specially developed to protect the increasing numbers of teachers and lecturers who provide private tuition, lecturing, or coaching outside of their main employment. Liability cover is also available for most types of educational consultants, including those operating limited companies.

Members of the UTU can extend their cover to include consultancy work and work on behalf of OFSTED in return for an additional premium.

Speak directly to our team

Tom Head

Team Leader

The Alan Boswell Group Difference

Alan Boswell Group are the preferred insurance suppliers for the UTU.

Our specialist teacher’s liability policy brings together the required covers in one simple package and is so competitively priced that there’s now no need to leave yourself without cover.

How our customers rate us

4.7/5

331 reviews

The process was really easy, but the really pleasing aspect was the communication by telephone prior to purchasing.

Mrs Murchison - Teachers Insurance

Teachers Insurance in detail

Professional Negligence

Many teachers undertake private work (effectively in a self-employed capacity) without realising that this leaves them open to claims that could be made arising from errors and omissions, professional negligence, or other liability. When you are working for the Local Authority or another employer, it is usual for the employer’s own liability insurance policies to provide you with appropriate protection. But when you work outside the course of your normal employment then you are potentially exposed to liability claims which might be brought against you personally by pupils, parents, or third parties.

Designed Specially for Teachers

Our specialist teacher’s liability policy brings together the required cover in one simple package and it is so competitively priced that there’s now no need to leave yourself without cover:

The application process is quick and simple Everything is done online.
Costs are kept to a minimum We issue all the paperwork on the Insurer's behalf.
Specially negotiated for teachers The scheme has been negotiated specially for teachers, lecturers, and educational consultants and features very broad cover so individual underwriting is unnecessary.

The policy is specifically designed for UTU members and covers educational consultancy and advice plus the teaching of all academic subjects, sports coaching, music, drama, technology, cookery, and practical science activities.

Instant cover available from just £53 a year (plus £10 admin fee).

The UTU liability insurance policy is arranged and administered by specialists Alan Boswell Group and underwritten by Peach Pi. It provides vital cover for those involved in educational consultancy and private tuition work undertaken in the United Kingdom:

Public Liability Insurance	£1 million indemnity limit*
Professional Indemnity Insurance	£1 million indemnity limit*
Excess	No excess applies to the first claim you make in any year. Subsequent claims in the same year are subject to a £250 excess if made under the Public Liability section and £500 if made under the Professional Indemnity section.

* With option to increase to £2 million or £5 million for an increased premium.

Downloads

Hiscox:

Policy Wording

Policy Summary

Peach Pi (applicable from 1st August 2024):

Policy Wording

Policy Summary

FAQs

Am I covered for freelance work involving marking exam scripts or coursework or working as a freelance examiner or moderator?

Yes, freelance marking, examining, and moderating work is covered as standard by the policy.
Can I upgrade my cover or make changes to my policy?

Yes, you can make changes and upgrade your cover online at renewal. If you need to change your personal details during the year, please contact us on 01603 649724.
Is there an excess on this policy?

No excess applies to the first claim you make in any year. Subsequent claims in the same year are subject to a £250 excess if made under the Public Liability section and £500 if made under the Professional Indemnity section.
Will I be covered for work carried out abroad?

No, the policy only covers you for activities carried out in England, Wales, Scotland, Northern Ireland, the Isle of Man, and the Channel Islands.
Will I be covered for work carried out for OFSTED?

Yes, the policy automatically includes cover for work you carry out for OFSTED for up to a maximum of 20 days per year and provided your annual income from all your private teaching, lecturing, coaching and educational consultancy and advisory activities amounts to less than £100,000. There is an option to increase cover from 20 days up to 120 for OFSTED work.

Claims

When it comes to private tuition, parents and students may seek to apportion blame for a failure to reach a desired outcome. To some people, blame equals compensation. Nowadays, rather than accepting any personal responsibility, people are encouraged to search for someone else to blame for their misfortunes. Click here to see some examples of the kinds of Professional Indemnity claims that could arise.

We have a dedicated claims support team of experienced personnel, mainly from insurance company backgrounds. Our people are there to help and support you and to manage your insurance claim for you through any crisis on a day-to-day basis.