Speak directly to our team
01603 216399
Landlord Cover
Our property owners team is committed to providing landlords with the best landlords insurance products available that’s why we have a range of specific landlord covers this means you can insure all the various types of properties you own.
- Residential landlord insurance
- Commercial landlord insurance
- Services apartment insurance
- Five-star-rated landlord insurance products
- Landlord liability insurance
- Buy-to-let insurance
The Alan Boswell Group Difference
Because our landlord products are managed in-house, we provide a unique service, with pricing, underwriting and claims primarily managed by our own team.
Our advice and service have been recognised by the industry and our customer feedback scores are proof of our consistently high standards.
What our customers say
We've dealt with Alan Boswell for over 10 years and have always been very impressed by their efficiency.
Get a quote
landlord cover in detail
Our landlord insurance policies cover a range of property risks, that will cover the large variety of properties so you get complete peace of mind know your properties will have the right insure in place
- Rebuild or repair cost The cost to rebuild or repair your BTL property after an insured event e.g. flood or fire
- Damaged contents The cost of damage to your carpets, curtains and white goods are automatically covered
- Loss of rent The cost of rehousing your tenant, or reimbursement for loss of rent, where the property becomes uninhabitable following a property damage claim
- Property owners liability £5 million property owners liability cover to protect you against legal action
- Employers liability £10 million employers liability to cover cleaners, gardeners, caretakers etc.
- Full cover between tenants Full cover for up to 90 days unoccupancy between tenants
- Dedicated claims team Access to our experienced, in-house claims team
- Manufacture of drugs by tenants Insurance against damage caused by cannabis farms (conditions apply)
- Malicious and accidental damage Cover for damage caused by the tenant
Optional extras
Our insurance is designed specifically for landlords and covers the buildings and contents of your investment property. As a landlord, we know you face more risks than that, which is why we can provide a range of additional covers:
- Home Emergency Breakdown Cover for domestic emergencies, including boiler breakdown
- Rent guarantee insurance with landlord legal expenses Cover for your rental property, including repossession of property, loss of rent and other legal disputes
- Landlord legal expenses Provides legal advice and cover for legal costs incurred should a dispute relating to your property arise
Buy-to-let Insurance
Flexible buy-to-let insurance from a market-leading broker. Compare quotes for your buildings, contents and liability insurance.
HMO Insurance
Get comprehensive insurance for Houses of Multiple occupations (HMOs) – Discount available
Serviced Accommodation Insurance
We provide essential insurance with competitive premiums for landlords and property owner that run serviced accommodation properties.
Commercial landlord insurance
Commercial buildings insurance for landlords from a market-leading broker. We’ll search the market and compare quotes quote so you can choose the best insurance
Landlord insurance FAQs
-
Landlord insurance is sometimes known as buy-to-let insurance. The basic product is landlord buildings and contents insurance. This covers risks relating to the fabric of the building and anything you may have left in the property, such as white goods, curtains, carpets etc (contents).
Additional insurance products, such as rent guarantee, landlord legal expenses and home emergency cover can also be added to provide further protection for an additional cost.
-
The price depends on a variety of factors, such as the property you want to insure, your excess and level of cover. However, we guarantee to beat the price of your like-for-like landlord insurance quote.
-
Legally, you don’t need to have landlord insurance. However, this cover provides vital peace of mind that your property is protected if the worst happens. Landlord insurance covers the buildings and certain contents of your rental property, while add-on products, including, landlord legal expenses and rent guarantee insurance, can provide additional protection.
-
The policy provides cover for carpets, curtains and white goods. If you want to cover anything more than this, we would be happy to arrange additional cover for you.
-
You are covered for £5m legal liability to third parties for any one incident. You also have employers liability cover for people working at your property, up to £10m.
-
Providing you have a tenancy agreement in place and the tenant has been referenced, there are no restrictions on who you can rent to.
-
Yes, it will remain in place for new tenants, provided you have another tenancy agreement in place. Our landlord insurance also provides full cover for vacant properties for up to 90 days, subject to precautions.
Award-winning buy-to-let insurance
Related news
Protection against troublesome tenants
From those who can’t or won’t pay the rent, to tenants who cause damage to yours or surrounding properties – how can a landlord protect themselves from falling foul of a troublesome tenant and the associated costs that go with it?
Commercial landlord responsibilities
If you own a commercial property for rent, you’ll know it comes with certain responsibilities. But there’s often confusion about who is responsible for what; landlord or tenant?
Landlords Insurance – Top 10 things to look out for
Comparing insurance quotes can be hard work. Steve Cox, Business Account Manager at Alan Boswell Group, provides his top 10 tips to help you find the right landlord insurance for your buy-to-let property.