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01603 216399
Landlord Cover
Our property owners team is committed to providing landlords with the best landlords insurance products available, that’s why we have a range of specific landlord covers. This means you can insure all the various types of properties you own.
- Residential landlord insurance
- Commercial landlord insurance
- Serviced apartment insurance
- Five-star-rated landlord insurance products
- Landlord liability insurance
- Buy-to-let insurance
The Alan Boswell Group Difference
Because our landlord products are managed in-house, we provide a unique service when it comes to pricing and underwriting.
Our advice and service have been recognised by the industry and our customer feedback scores are proof of our consistently high standards.
What our customers say
We've dealt with Alan Boswell for over 10 years and have always been very impressed by their efficiency.
Get a quote
Speak to our team about landlord insurance
01603 216399
Landlords Insurance Enquiry
Landlord Cover in detail
Our landlord insurance policies cover a range of property risks faced by a large variety of properties, so you get complete peace of mind knowing your properties will have the right insurance in place.
- Rebuild or repair cost The cost to rebuild or repair your BTL property after an insured event e.g. flood or fire.
- Damaged contents The cost of damage to your carpets, curtains, and white goods are automatically covered.
- Loss of rent The cost of rehousing your tenant, or reimbursement for loss of rent, where the property becomes uninhabitable following a property damage claim.
- Property owners' liability £5 million property owners' liability cover to protect you against legal action.
- Employers' liability £10 million employers' liability to cover cleaners, gardeners, caretakers etc.
- Full cover between tenants Full cover for up to 90 days unoccupancy between tenants.
- Dedicated claims team Access to our experienced, in-house claims team.
- Manufacture of drugs by tenants Insurance against damage caused by cannabis farms (conditions apply).
- Malicious and accidental damage Cover for damage caused by the tenant.
Optional extras
Our insurance is designed specifically for landlords and covers the buildings and contents of your investment property. As a landlord, we know you face more risks than that, which is why we can provide a range of additional covers:
- Home emergency cover Cover for domestic emergencies, including boiler breakdown.
- Rent guarantee insurance with landlord legal expenses Cover for your rental property, including repossession of property, loss of rent, and other legal disputes.
- Landlord legal expenses Provides legal advice and cover for legal costs incurred should a dispute relating to your property arise.
Buy-to-Let Insurance
Flexible buy-to-let insurance from a market-leading broker. Compare quotes for your buildings, contents, and liability insurance.
HMO Insurance
Get comprehensive insurance for Houses of Multiple Occupations (HMOs) – discount available.
Airbnb Insurance
Airbnb insurance protects you as an Airbnb host should one of your paying guests cause any accidental damage to your treasured rental home.
Serviced Accommodation Insurance
We provide essential insurance with competitive premiums for landlords and property owners that run serviced accommodation properties.
Commercial Landlord Insurance
Commercial buildings insurance for landlords from a market-leading broker. We’ll search the market and compare quotes so you can choose the best insurance.
Landlord insurance FAQs
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Landlord insurance is sometimes known as buy-to-let insurance. The basic product is landlord buildings and contents insurance. This covers risks relating to the fabric of the building and anything you may have left in the property, such as white goods, curtains, carpets etc (contents).
Additional insurance products, such as rent guarantee, landlord legal expenses, and home emergency cover can also be added to provide further protection for an additional cost.
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The price depends on a variety of factors, such as the property you want to insure, your excess, and level of cover. However, we guarantee to beat the price of your like-for-like landlord insurance quote.
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Legally, you don’t need to have landlord insurance. However, this cover provides vital peace of mind that your property is protected if the worst happens. Landlord insurance covers the buildings and certain contents of your rental property, while add-on products, including landlord legal expenses and rent guarantee insurance, can provide additional protection.
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The policy provides cover for carpets, curtains, and white goods. If you want to cover anything more than this we would be happy to arrange additional cover for you.
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You are covered for £5m legal liability to third parties for any one incident. You also have employers’ liability cover for people working at your property, up to £10m.
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Providing you have a tenancy agreement in place and the tenant has been referenced, there are no restrictions on who you can rent to.
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Yes, it will remain in place for new tenants provided you have another tenancy agreement in place. Our landlord insurance also provides full cover for vacant properties for up to 90 days, subject to precautions.
Award-winning buy-to-let insurance
Speak to our team about landlord insurance
01603 216399
Landlords Insurance Enquiry
Leah Granger
Insurance Adviser
Leah has worked in insurance for over ten years and joined Alan Boswell Group in 2009. She works within the Personal Lines department and specialises…
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