Health Insurance, also known as private medical insurance (PMI), covers the cost of medical treatment undertaken on a private basis, rather than through the NHS. It usually means you can avoid long waiting lists and enjoy private facilities.
It gives peace of mind and the confidence that you and your loved ones will have access to some of the best possible treatments, consultants and facilities should you need them.
We have 30 years of experience and offer a personal and independent service. We use our vast experience and strong relationships with insurers to find the right cover at a cost that suits you. We’ll take the time to understand your needs before searching the market and tailoring a plan that suits you – at a competitive price.
Private medical insurance is available at many levels of cover, from basic policies that cover the essentials, through to fully comprehensive policies which may include specialist treatments and even complementary therapies.
Deciding which policy to choose will come down to your personal circumstances, family situation, and budget. There are bespoke family packages available and all these options will be discussed with you by our healthcare experts.
We will begin by assessing your current level of cover and we then search the market to find you the best cover at highly competitive prices.
No, private medical insurance sits alongside your NHS entitlement.
This is up to you. We can find packages and policies that include family members if that is your requirement.
It is very difficult to state exactly what a PMI policy will include as the package can be tailored to your individual needs, but you might expect to see the following options available to you:
Get access to quality healthcare wherever you live and work. Without cover, access to everyday healthcare such as a GP or a dentist may be limited or you could be liable for huge healthcare bills. Group and individual policies are available.
Our independent advisers assess your needs and your current level of cover and we then search the market to find the cover you need for a very competitive price.
Cover is available at a cost that suits you and will be reviewed each year. Premiums can be paid in a range of currencies.
Private medical insurance (PMI) can help you bypass lengthy waiting lists, quickly providing you with the treatment you need. But while health cover is usually associated with physical ailments such as hernias and broken bones, PMI can also offer mental health support. We look at how this cover would work.
When you’re self-employed, illness or injury can hurt your business and health. With this in mind, private health insurance might be something to consider as it could help you bypass lengthy waiting times, enabling you to get back on your feet quickly. We look at how it works and what to think about.