Boat Insurance

Benefits of our Broads Boat Insurance

• Simple to buy We remove onerous survey requirements and replace it with a simple condition report, including the option to self-certify (just because a boat is 50 years old it doesn't mean it's falling to bits!). For boats over 25 years of age and 26ft or over, a self-certificate survey and two photos are required. We rarely need an independent condition report, but there will be the odd occasion the insurer asks for one.
• Generous no claims bonus Protected discount can be built up over five years at up to 25% discount.
• Racing cover Automatically included for all sailing boats (so you can compete in the annual regatta without fear of being uninsured).
• Multi-vessel discounts Available for two or more boats. Up to 20% discount available depending on the number of boats insured on the scheme.
• Repair clause Policy will pay up to 125% of the hull sum insured for repairs (to recognise that older motorboats are often more expensive to repair than simply buying a replacement).
• Fixed policy excess The amount you pay is not a percentage of the loss, unlike some policies. Our standard excesses range from £75 to £250. No excess is payable if your (motor boat – amend as necessary) is damaged whilst moored in a marina berth.
• Keen pricing We offer what online quote engines can't. By discussing your motorboat with us over the phone or via email, we can obtain competitive cover tailored to your requirements.

• Loss or damage To the vessel, gear and equipment.
• Legal liability for claims made by third parties Including passengers and guests on-board, or when embarking or disembarking the vessel.
• Transit risk Within Europe. If the boat is on a trailer and is written off you are covered (bruising, denting, and scratching is excluded)
• Loss of gear and equipment from the exterior Cover for your motorboat following a forcible theft.
• Personal accident cover and medical expenses For the owner and guests.
• Salvage charges and liability Following a sinking of your motorboat this cover is for the cost of raising or the removal of the wreckage.
• Outboard motor cover In case of dropping off and falling overboard.