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We ensure that you receive a personal service when purchasing insurance for your boat(s). Whether you own a yacht, motorboat, sailboat, or a small boat for occasional use, such as on the Broads, we can help you secure a policy that suits both you and your requirements.

We understand that each vessel and owner is unique. We offer advice on the types of cover available that fit your requirements, explaining their implications without burdening you with unnecessary extras.

Our policies provide comprehensive protection against damages and losses, as well as liability cover to safeguard you from potential legal claims arising from accidents or injuries. For owners who rent out their boats, we offer policies that include cover for both passengers and renters, providing an added layer of security. Talk to us today to get your boat insurance quote.

  • Multi-vessel discount
  • Transit risk
  • £5m in third-party liability

Boat enthusiasts

Boat insurance bmf-member

We are specialists in providing bespoke insurance with a personal service. We cater for a wide range of boat types from yachts to motorboats, sailboats, dinghies or a classic boat, ensuring we meet your precise requirements.

Whether you own is a Ferretti Gulfstar, Solaris, or a New England Bass Boat, we can help you when it comes to selecting the ideal policy for both you and your beloved boat(s).

How our customers rate us

I felt the service I received was genuine, warm, friendly and knowledgeable

Mr Wilkinson, Boat Insurance

Boat Insurance in detail

Benefits of our Broads Boat Insurance

  • Simple to buy We remove onerous survey requirements and replace it with a simple condition report, including the option to self-certify (just because a boat is 50 years old it doesn't mean it's falling to bits!). For boats over 25 years of age and 26ft or over, a self-certificate survey and two photos are required. We rarely need an independent condition report, but there will be the odd occasion the insurer asks for one.
  • Generous no claims bonus Protected discount can be built up over five years at up to 25% discount.
  • Racing cover Automatically included for all sailing boats (so you can compete in the annual regatta without fear of being uninsured).
  • Multi-vessel discounts Available for two or more boats. Up to 20% discount available depending on the number of boats insured on the scheme.
  • Repair clause Policy will pay up to 125% of the hull sum insured for repairs (to recognise that older motorboats are often more expensive to repair than simply buying a replacement).
  • Fixed policy excess The amount you pay is not a percentage of the loss, unlike some policies. Our standard excesses range from £75 to £250. No excess is payable if your (motor boat – amend as necessary) is damaged whilst moored in a marina berth.
  • Keen pricing We offer what online quote engines can't. By discussing your motorboat with us over the phone or via email, we can obtain competitive cover tailored to your requirements.

Policy details

Your insurance needs will vary depending on the boat you own, but can include:

  • Loss or damage To the vessel, gear and equipment.
  • Legal liability for claims made by third parties Including passengers and guests on-board, or when embarking or disembarking the vessel.
  • Transit risk Within Europe. If the boat is on a trailer and is written off you are covered (bruising, denting, and scratching is excluded)
  • Loss of gear and equipment from the exterior Cover for your motorboat following a forcible theft.
  • Personal accident cover and medical expenses For the owner and guests.
  • Salvage charges and liability Following a sinking of your motorboat this cover is for the cost of raising or the removal of the wreckage.
  • Outboard motor cover In case of dropping off and falling overboard.

Alan Boswell Group working with Navigators & General.

Get in contact

Speak directly to our team
01603 649650
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