Contents insurance gives you the peace of mind that your belongings are insured against damage, theft, fire, and even loss. You can also extend your cover to include money, valuables, and even the food in your freezer.
The policy can also be enhanced to include accidental damage.
Alan Boswell Group recognises that no two homes are the same. We guide you through the different types of insurance you may need for your home and circumstances.
We can provide expert guidance on contents valuations and contents insurance. With access to a wide panel of insurance partners, we can ensure you have the right policy tailored to your individual requirements. Choose from a range of additional add-ons and access the support of our in house claims team should a claim occur.
Contents insurance covers your possessions in the event of damage, theft, or loss, including natural disasters, flooding, or fires and could include the below cover:
Two key exclusions to household insurance policies are wear and tear and pet damage, both of which are generally excluded from all sections.
We can help you find the level and type of contents cover most suitable for you. Below are some examples:
Yes, carpets are covered under contents insurance.
It’s not a legal requirement to have contents insurance in place as a tenant, but it is highly recommended. Tenants contents insurance will also come with personal liability cover which will cover your legal liability against damage to landlords fixtures and fittings that you are responsible for as a tenant. The level of responsibility would be detailed in your tenancy agreement.
Contents insurance will not cover the cost of repairing a leak but it will cover the resultant damage to your contents and personal possessions.
Free standing washing machines will be covered under a contents policy. Any built in appliances will be covered under a buildings insurance policy.
Yes, but the policy may come with some theft restrictions.
Contents insurance would cover a mobile phone while it is in the home. Personal possessions cover would be required if you wish to insure your phone when it is out of the home.
This wouldn’t always be needed but proof of purchase can be helpful in some circumstances.
Infestation would not be covered under a contents policy. This is likely to be covered under a home emergency policy.
Yes, any contents that are damaged or stolen in a burglary can be claimed for under a contents insurance policy.
It is not a legal requirement but is highly recommended. Much like a tenants contents insurance policy, contents insurance for students comes with personal liability cover.