Business & Commercial Insurance

What is ransomware?
Ransomware is a type of malicious software that stops you from accessing your computer systems. We look at how it works, how to prevent it, and what to do if you’re unfortunate enough to experience an attack.

Small business guide to cyber attacks – prevention and loss
More than 600,000 UK businesses experienced a cyber breach or attack in the last 12 months. We look at the most common types of cyber attacks and what you can do to minimise the risk to your business.

What is a cyber incident response plan?
A cyber incident response plan (IRP) outlines your business’s approach to handling a cyber security incident. Here’s why all businesses should have a plan to protect against the threat of cyber attacks.

Identifying and mitigating cyber security risks in your business
Human error accounts for 95% of all cyber breaches, while more than one in four businesses experienced a cyber security breach in the last 12 months. Here’s how to identify and mitigate cyber security risks for your business.

Winter contingency plans for care homes
To manage risk in your care home, we look at what to consider when it comes to setting out effective winter contingency plans, and how care home insurance can help cover the cost if the unexpected does happen.

Guide to Care Quality Commission assessments
The Care Quality Commission inspects care homes to ensure they meet quality and safety standards. To help you prepare, we look at CQC requirements, what’s involved, and how the result affects your care home insurance premium.

Managing resident safety risks in care homes
Care home insurance can help mitigate the financial impact of accidents and mistakes, but avoiding unnecessary risks in the first place should be a priority. We look at how to manage resident safety and implement effective risk assessments.

Cyber insurance lessons from Marks & Spencer, Co-op, and Harrods
We take a look at the cyber attacks on Marks & Spencer, Co-op and Harrods and how you can protect your business from cyber threats.

Guide to setting up a care home
Setting up a care home comes with strict rules. We look at your obligations and why care home insurance is an essential part of registration.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.

Rules for learner drivers: a complete guide
Before you venture out without your driving instructor, it’s vital to know what you can and can’t do while you’re still learning; here’s what you should know.

Insurance considerations when selling your business
To give you an idea of what you’ll need to think about, we look at how to sell your business in the UK, including the key insurance considerations to protect yourself during and after the sale.