Business & Commercial Insurance

Pollution liability cover and contractors
In this article we look at environmental liability and the insurance available to protect businesses from the cost of pollution clean-up and legal defences.

Invoice Factoring vs Invoice Discounting: what type of invoice financing is right for your business?
What are the differences between invoice factoring and invoice discounting? Which is most suitable for your business? This article explains everything you need to know.

Cyber security procedures: helping you to reduce the cyber risk to your business
Learn what cyber security procedures are, why they matter, and how to create and use them to reduce cyber risk in conjunction with cyber insurance.

Guide to ISO 14001 and environmental management
What is ISO 14001and environmental management? We explore the process to achieving ISO 14001 certification in your business and the importance of having an EMS.

What’s the difference between a loss adjuster and a loss assessor?
Loss adjusters and loss assessors both play an important role in large insurance claims, and their roles can affect the outcome of your claim. Here, we take a look at what the differences between them are and what that means for you.

The risks and insurance you need to know about when setting up a farm shop
There are currently around 4,000 farm shops dotted around the country. Here, we take a look at the risks involved and the different types of insurance you’ll need.

Understanding Insurance Premium Tax
What is Insurance Premium Tax and why do we have to pay it? In this guide, we look at the background of IPT and how it works.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is management liability insurance?
Management liability insurance is a package of covers designed to protect businesses, directors, officers, and senior managers against the cost of defending allegations of wrongdoing, negligence, or mismanagement. It can include Directors’ and Officers’ liability, corporate legal liability and employment practices liability cover. In this guide, we explain how management liability insurance works, what it can cover, and why businesses should consider it.

What is credit insurance and how does it work?
Trade credit insurance can protect your business against non-payment while helping you assess customers, set credit limits, and spot financial risk earlier.

What is a Man in the Middle attack?
We explore Man in the Middle attacks and what you can do to prevent them from happening to you. Their aim is simple, to steal your personal information or manipulate your transaction for their own gain. Found out more in our guide

Heat Norfolk - A Breath of Fresh Air
We spoke to Paul Wilkins at Heat Norfolk about his business and the support he receives from the Rradar service as part of his Management Liability Insurance.